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getting accepted for a credit card

Discussion in 'BlackHat Lounge' started by justinsane187, Mar 30, 2010.

  1. justinsane187

    justinsane187 Registered Member

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    Just wondering what it takes to get accepted for a cc with your own bank. What should I say if im unemployed? Is there any way to sort of sweeten the system?
     
  2. neuromancerx

    neuromancerx Registered Member

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    why do you want a card with no j3rb. how are you supposed to pay the ripoff monthly fees and interest lul

    capital one has a 'guaranteed' card in Canada but you at least need some sort of income. reloadable atm cards and VCCs are avail everywhere if you just need a card for seller verification somewhere or withdrawing your loot
     
  3. shinobi

    shinobi Newbie

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    A debit card might help
     
  4. bigblockdaddy

    bigblockdaddy Newbie

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    I have a bud that got a cc with no job. It happens. Dont ask me how though.
     
  5. professional20

    professional20 Power Member

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    I have plenty of CC and im "Unemployed" according to the US Gov.
    As long as you are not broke, you will be accepted.
     
  6. Rockin

    Rockin Junior Member

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    I have never had a job, went into my bank planning to get a credit card with a 500 dollar limit, and walked out with a couple thousand dollar limit. So it isn't too hard, as long as you haven't ruined you credit line.
     
  7. arbydee2

    arbydee2 Regular Member

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    It actually depends on your credit score. So If you have a fresh cs then try capital one.
     
  8. d4l1t0s

    d4l1t0s Power Member

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    RBC, TD, CAPITAL ONE....they all give you a credit card ...
    but the best way to get it is to try something like Sears or Canadian Tire ( both use mastercard) that way you can build your credit score :)
     
  9. justinsane187

    justinsane187 Registered Member

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    well i had a few visa's like 10 years ago but i maxed them out and it went to collections..but that was a looong time ago. Im applying for a mastercard through my own bank (BMO Canada) online. Was just wondering if anyone had any personal experience on making these online applications work to your favor..
     
  10. The Scarlet Pimp

    The Scarlet Pimp Jr. VIP Jr. VIP Premium Member

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    tell 'em you're a student -- they love to see people like that go into debt!

    never say you're self-employed -- that stops it instantly.