getting accepted for a credit card

justinsane187

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Just wondering what it takes to get accepted for a cc with your own bank. What should I say if im unemployed? Is there any way to sort of sweeten the system?
 
why do you want a card with no j3rb. how are you supposed to pay the ripoff monthly fees and interest lul

capital one has a 'guaranteed' card in Canada but you at least need some sort of income. reloadable atm cards and VCCs are avail everywhere if you just need a card for seller verification somewhere or withdrawing your loot
 
I have plenty of CC and im "Unemployed" according to the US Gov.
As long as you are not broke, you will be accepted.
 
I have never had a job, went into my bank planning to get a credit card with a 500 dollar limit, and walked out with a couple thousand dollar limit. So it isn't too hard, as long as you haven't ruined you credit line.
 
It actually depends on your credit score. So If you have a fresh cs then try capital one.
 
RBC, TD, CAPITAL ONE....they all give you a credit card ...
but the best way to get it is to try something like Sears or Canadian Tire ( both use mastercard) that way you can build your credit score :)
 
well i had a few visa's like 10 years ago but i maxed them out and it went to collections..but that was a looong time ago. Im applying for a mastercard through my own bank (BMO Canada) online. Was just wondering if anyone had any personal experience on making these online applications work to your favor..
 
tell 'em you're a student -- they love to see people like that go into debt!

never say you're self-employed -- that stops it instantly.
 
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