For the Hate of Paypal...

Could someone please help me, this time?

I've searched these forums and haven't come across this, so, here goes:

This is what happened with me:

I got a bank account with MetaBank. I got a VCC from chiky_cin (BHW member on here- wonderful services). I signed up for a Premier Account on Paypal under the same fake name and info as with the bank account. I verified both the bank account and the VCC.

I'm thinking I'm good to go. I get a guy who wants to buy something from me just via Paypal. I'm thinking "oh good, since it's not through eBay, Paypal will lay off". FALSE. I get the $1900.00 from this guy, Paypal limits my account because it "can't verify the VCC with the Bank account", even though it's already verified both- since I'm a mother f***ing Verified Paypal Premium Member.

Apparently, your VCCs need to be connected to your bank accounts, now. Wayyyy not good.

So now it's asking me to
1. RE-verify my bank account (wait a couple days and put their two amounts in the slots? No, thanks.)
2. Provide SSN (Can I just say no? It's a SSN, we're talking about.)
3. Provide Proof of Delivery (this is NOT an eBay transaction- I didn't think they had reign over anything else)
4. Provide Invoices (Statements showing original date of item purchase, place of purchase, original price, etc.- how the F*** am I supposed to know/have ANY of those?)

WTF? Has anyone else had to provide all of this? I've heard about beings asked for Photo IDs and Utility Bills; why haven't I seen anyone talk about how to get past THESE specifics?

They do suck, don't they. If you want them to release the funds, you really need to provide some docs to them. I'm not sure how meta bank works, but re-verifying the bank account should be the easy part. You should not have to provide a ssn. Just overnight something to your customer - the receipt perhaps, and now you have proof of delivery. As for the invoices showing where you purchased... that depends on what it is that was sold, but you should be able to provide some documentation or explanation for that. A lot depends on what was sold and who it was sold to as to how you can proceed.

same problems, provided all proofs what they want.
All proofs approved, and they have email me wait for 180 days.

That is BS. They never cease to amaze me. It doesn't make since that they could say that if you have provided everything needed, unless they didn't think it was genuine, etc.

dude, it was too risky to take a $1900 payment into a fake account in the first place.

For digital transactions that are over $20, always send somthing with tracking, doesnt matter if you put two shoelaces and a pack a gum.SHIP SOMTHING WITH DELIVERY CONFIRMATION.

If you dont provide a SSN, the chances fo you getting the money are alot lower.
I would say, call paypal raise a fuss tell them to refund the buyer.Tell the buyer what happend and try to get the paymen through another method.

Gaypal gets a transaction fee, fund transfer fee, currency conversion fee and what not!
Still they want to piss of so many users for dumb reasons and "security checks".
Not a good policy!

seoseeker175 said:

Gaypal gets a transaction fee, fund transfer fee, currency conversion fee and what not!
Still they want to piss of so many users for dumb reasons and "security checks".
Not a good policy!

Click to expand...

''security checks'' - Trying to find customers from what they can take all their money!

I got limited too lol asking shit for 3 transactions , 1 epn and 2 from other , well glad(maybe) its on my own name and i have nothing to hide at this point, well if they don't open it i need make new account with new address :O fuck them lol

Yeah I emailed the fella and told him I'd refund and then if he could resend the payment to my other account, i could still ship it on time.

He agreed, I refunded, he sent the payment to my other account- no problem.

This other account is my original account- with my actual information (no ssn, though)- which I was hoping I wouldn't have to use, but since he sent the money with no identification of what for, and it wasn't through eBay or anything, then I'm 99% positive his request for a refund (and he WILL most likely ask for one) will be unfounded.

To lucius: I didn't think the factor of it being a "fake" account really applied, since I'm the only one who knows it's fake. It's just new, but was still completely verified, AND: PayPal only ever says it will limit transactions in new accounts because of factors having to do with eBay, so- since this had nothing to do with eBay- I thought I was free and clear.

I like to believe it was less about me being dumb, and more about Paypal's overextension of their unreasonable nature.

I've begun to hate these "I hate PayPal" threads...

If for the love of god, they didn't suspend even the slightest doubtful activity. You'd probably be laced with hackers hacking away in your system and fucking with your money all the time. It's this immediate suspension that saves a lot of us legitimate users from getting it up our ass.

I've had PayPal suspensions in the past - and the account I use right now is an unverified account with limited activity - this is because ICICI is a shithole bank and they take 2 months to re-issue a new card. Paypal is always good to get some money rolling in and making payments. But it's a big NO NO for larger amount.s

And $1900 - is a big amount dude. Why not use services like Escrow.com or Moneybookers or Heck - even a Bank wire?

Because the item I sold isn't exactly genuine, if you catch my drift.

Anyway, this is about Paypal- not me.

Seriously, though- where does it say that Paypal limits accounts for payments over $100/$500 that AREN'T for something on eBay?

There's really nothing you can do here. It was a bad idea to ever put a large sum into paypal.

Even if you give them everything they want, you most likely won't see that money for 6 months.

Metabank allows you to get a virtual account tied to your bank account now... gives you CC number, CVC number and all.

Maybe try that.

Fack ppal always making harder especially for the blackhatters

still the most common pay processor online and still the most annoying with all their fees and requirements........

blackhatters gaming systems, system react to suspicious shit, blackhatters get mad :laugh2:

I got it all cleared up, as stated before. Well, at least I got the money out.

I'm shooting for only having Paypal business accounts with eBay business accounts- they're supposed to cut more on limitations and holds and shite with those.

I won't count on being able to get the money- I'll refund it if I have to, but I'm going to keep working til I find a general way through/around this filth.

Fuck Gaypal and Welcome MONEYBOOKERS!

I know you people out there in US can't use it but rest of the world should opt Moneybookers. It is great and I am using them since 2008. Never got any problems even with big $$$$ amounts.
Yes but they will verify your home address and bank account 1st time when you try to process your SECOND transaction.

What makes you say people in the U.S. can't use moneybookers? I went to their web site just to see if I could sign up or not and I had no problem at all. Although I do have a Paypal account I'd also like to have some other alternatives just in case. I can't get merchants services on Paypal because of the type of work my corporation does but maybe it won't make any difference to moneybookers. I'll have to find out about that as time goes on.