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First PP account with negative balance, question about a withdrawal into a second one

Discussion in 'Ebay' started by ionicle, Mar 23, 2014.

  1. ionicle

    ionicle Newbie

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    Here's my story guys:

    I currently have two Paypal accounts. First one has been limited, with a negative balance, due to a buyer that scammed me after I sent him the merchandise he wanted to buy. I was stupid enough not to send it trackable, so as to reduce the shipping price, as he requested.

    He then filed a dispute, which turned into a claim, and he got his money back AND the item. I am now stuck with a negative balance, and I chose to ditch that account - I just created a new one.

    The only thing the new account shares with my old account is my two names. The new account was created from an IP address in another town in my country, NOT via a proxy, but by using the PC of a close friend of mine, and I am ONLY using his computer to access it when I need it. The address is different as well, the credit card that I used for verification is also a different type, and from a different bank.

    I am expecting to receive about 500 USD for another merchandise in a few days, in my new account, and I would like to withdraw it to my credit card.

    My dilemma is:

    Will I be able to safely do that without triggering some sort of robot, linking my new account to my old one, therefore having it limited/having my withdrawal request denied, and having my money seized to cover the negative balance of the old one?

    Are the withdrawal requests monitored and processed by people? Is the billing address on my credit card VISIBLE to the Paypal system, when it's processing the withdrawal request, so can it compare the REAL billing address of my card to the fake one currently I have with Paypal, find a mismatch, and trigger a red flag, thus stopping the withdrawal?

    Literally, the only thing that's linking the two accounts is two names. Two names that CANNOT be enough, because if they are, then Paypal can just link my negative balance account to ANY OTHER account, belonging to a person with the same names. Phone number, address, IP used to access the account - everything's different. I even used a different password to make sure nothing matches.

    I used the same name out of concerns, that PP will deny linking my new credit card if the name on it doesn't match the name on the PP account itself. Also, when I try to buy something with it, I gotta have my name correct, so I can actually receive what I order.

    Any comments and experience shared would be extremely helpful.
     
  2. ionicle

    ionicle Newbie

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    BUMP. Anyone, please?
     
  3. jak19

    jak19 Elite Member

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    you should be fine
     
  4. pixeltech

    pixeltech Newbie

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    Your two accounts are still "linked" by the credit cards, regardless of whether or not they are of different types and are issued by different banks. At the end of the day, both of those cards point to you, the individual who must have verified his identity to the card issuers. And through those cards, PayPal is verifying your identity now. They already know, behind the scenes, when you first added your card to the account, that you are the same guy with both accounts. Whether or not they choose to do something is another matter...
     
  5. ionicle

    ionicle Newbie

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    They cannot know whether the two accounts belong to me, because the two cards could belong to two completely different and unrelated people, bearing the same first and last name. Unless they can view my billing information, that's attached to the cards ( they are not even credit cards, they are debit cards, so not sure if they even have billing information ).

    Can they?
     
  6. islandman1010

    islandman1010 Elite Member

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    Is this the first time you have tried to withdraw money with this card? Look at it from Paypal's side. They have name that is blacklisted to them. What appears to be a different person with the same name asked to withdraw money. Once Paypal are investigating fraud on the first name they have full access to any credit reference agency information they require. Debit cards have the same information attached to them as credit cards. Do you currently have your billing address on your fake Paypal as your friends house?
     
  7. ionicle

    ionicle Newbie

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    I haven't tried to withdraw anything yet. I am still researching to ensure I avoid a freeze of the funds. My second "fake" Paypal has a completely unrelated, fake address in another town. The IP address I use for accessing the Paypal account corresponds, in terms of geolocation, with that town.

    I think I'll just make a purchase with the PP funds, instead of attempting to withdraw, as that will surely attract more attention than simply buying something.

    Am I right?
     
    Last edited: Mar 26, 2014
  8. islandman1010

    islandman1010 Elite Member

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    Its very hard to know if you are right or not. Have you confirmed the new bank card with Paypal? And that card has your real address registered at the bank but you have put your friends address on it in the PayPal account?
     
  9. ionicle

    ionicle Newbie

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    It's not my friend's address. It's just a random address from that specific town. And yes - the account is Verified, and the card is confirmed. I wouldn't be able to withdraw if it ain't anyways.

    My point is: if Paypal were indeed, able to automatically verify the billing address, they wouldn't have let me add the card. They would have auto-rejected it, due to the mismatch in the billing address I provided, and the ACTUAL billing address of the card itself. That, in my train of thought, means that they do not conduct such automated checks, and, theoretically, I should be able to withdraw without a problem.

    UNLESS they have a different set of rules for the withdrawals, and they DO check if both addresses match when a withdrawal request is posted. That is what I am trying to figure out - I wanna make sure I don't trip over a hidden trap and step on a landmine, that's designed to bust me.

    The prime priority is to get the money out safely. I don't really care if I'd have to buy something with it, or withdraw it. Withdrawing it would be the perfect option, but that sounds way too risky, since I do not have enough information on what's gonna happen if I try to.