Does anyone have experience with it? I researched a bit on the subject. Credit card holders worldwide are applicable for protection under Section 27 but debit card holders apparently, are not as well protected: http://www.moneysavingexpert.com/shopping/visa-mastercard-chargeback I went to the bank as well and they know nothing about it. I'm going to print out the above link and show it to them, but I don't feel too good about it. Does anyone have any experience with it? Any suggestions?