Feeling financially unsafe

darouaz · Mar 24, 2023

Hello BHW members,

I'm a PPC expert with more than 3 years of experience. Through the past 3 years, I've built my career from the scratch and had the chance to work as a freelancer with a lot of companies. I'm earning now around $3-5K monthly and working around 2H a day and that's a very good payment in my country that allows me to live very good. To be honest, I'm enjoying my time with my kids, traveling, going out a lot etc but I'm still feel unsafe financially. I feel I'm tied and my whole life depends on some advertising platforms that I'm expert in. The market is changing a lot as you can see and so the demand which can put my job at risk in the future and at any time. I'm a big believer in the "Do not put all your eggs in one basket" and I don't know how to diversify my incomes to feel financially safe. I can save up to $2000 a month and I still have no idea from where to start.

bottingisfine · Mar 24, 2023

Build websites

santo998 · Mar 24, 2023

Do you feel this because of AI?
You would have to invest your money in another business or stuff that can revalorize or give you an extra income.
There are lot of examples about that, but I think the best is creating another business.
Working hard some years and hiring employees.

I mean, I'm new here, but I'm also not chill about the possibility of Google adding AI on their search engine, so users wouldn't visit websites anymore.
So affiliate marketing income would go to zero.

Fragmaster · Mar 24, 2023

I do have one advice for you. There is nothing beneficial in casually throwing in your monthly earnings along with self-qualifying statements such as "I'm the expert" . It gives guru vibes, as if your intent is to bait people into asking you about it. So many conflicting information, how can you make 5k and lack ideas for experiments. Every guy actually living off internet earnings has infinite backlog of ideas he hasn't got to try out yet.

Alpha1404 · Mar 25, 2023

I feel a bit the same as @Fragmaster
S***t! If I had $2000 to put away every month, I know exactly what I'd do with it to build a cushion. Bad luck: I have taxes to pay.
By the way, explain to me how you make between 3k and 5k a month and bet saving 2k a month?
With a family, working two hours a day and living a good lifestyle?
Two options: either your business is not that clean and that's why you're asking us for advice, or you're building a new business with OUR input and ideas.

Fragmaster said:
I do have one advice for you. There is nothing beneficial in casually throwing in your monthly earnings along with self-qualifying statements such as "I'm the expert" . It gives guru vibes, as if your intent is to bait people into asking you about it. So many conflicting information, how can you make 5k and lack ideas for experiments. Every guy actually living off internet earnings has infinite backlog of ideas he hasn't got to try out yet.

Or who lacks the time to test or implement them.

santo998 · Mar 25, 2023

Fragmaster said:
So many conflicting information, how can you make 5k and lack ideas for experiments. Every guy actually living off internet earnings has infinite backlog of ideas he hasn't got to try out yet.

That's true. Nice catch.
But the people that is living off internet earnings, could do it by trial and error (of many ideas) or because they had luck or discovered one idea that hit

santo998 · Mar 25, 2023

Alpha1404 said:
Two options: either your business is not that clean and that's why you're asking us for advice, or you're building a new business with OUR input and ideas.

3rd option: he could be living in a low cost country.
With internet you have that nice possibility

Alpha1404 · Mar 25, 2023

santo998 said:
3rd option: he could be living in a low cost country.
With internet you have that nice possibility

What do you mean by low cost country ?

santo998 · Mar 25, 2023

Alpha1404 said:
What do you mean by low cost country ?

I mean low cost living countries.
Those which have: low taxes, cheap food, rent/house ownership, transport, etc.
Like most asian or latinamerican countries, for example.

Alpha1404 · Mar 25, 2023

santo998 said:
I mean low cost living countries.
Those which have: low taxes, cheap food, rent/house ownership, transport, etc.
Like most asian or latinamerican countries, for example.

Okay, those are the ones I was thinking of.
So, I'd tell you that these are also countries where the public services are not great and you better have a cushion to pay for school, hospital and eventually, bribes.
I maintain: there is something wrong with the initial post.

santo998 · Mar 25, 2023

Alpha1404 said:
Okay, those are the ones I was thinking of.
So, I'd tell you that these are also countries where the public services are not great and you better have a cushion to pay for school, hospital and eventually, bribes.
I maintain: there is something wrong with the initial post.

I read his post again and he clearly said that his income is good for his country.
I also guess he is making that money as an employee, so he doesn't have business ideas.
He isn't the type of person we think.
Maybe he learned his experience working as employee/freelancer for other people

darouaz · Mar 25, 2023

Fragmaster said:
I do have one advice for you. There is nothing beneficial in casually throwing in your monthly earnings along with self-qualifying statements such as "I'm the expert" . It gives guru vibes, as if your intent is to bait people into asking you about it. So many conflicting information, how can you make 5k and lack ideas for experiments. Every guy actually living off internet earnings has infinite backlog of ideas he hasn't got to try out yet.

Oh well...That's confusing...
This is another level of baiting that I never thought about. Well that not my intention but it can be as you interpreted
Well, I make $5k through doing a task, consulting etc. At the end, I'm not a business-oriented person, that's why I'm here to have some ideas from people with more experience. Something is wrong with that?

Alpha1404 said:
I feel a bit the same as @Fragmaster
S***t! If I had $2000 to put away every month, I know exactly what I'd do with it to build a cushion. Bad luck: I have taxes to pay.
By the way, explain to me how you make between 3k and 5k a month and bet saving 2k a month?
With a family, working two hours a day and living a good lifestyle?
Two options: either your business is not that clean and that's why you're asking us for advice, or you're building a new business with OUR input and ideas.

Well, good for you that you know what to do with that amount. Sadly I don't ( At least I have a bunch of ideas but still I want to hear from others) and that's why I'm here.
Yep, I live in a 3rd world country. You can live quite good witha family for $2K a month.
Oh well, that's true in fact I'm here to get idea to maybe start a new business. Is that something wrong? Isn't why people exchange ideas here?

Alpha1404 · Mar 25, 2023

santo998 said:
I read his post again and he clearly said that his income is good for his country.
I also guess he is making that money as an employee, so he doesn't have business ideas.
He isn't the type of person we think.
Maybe he learned his experience working as employee/freelancer for other people

Allow me to have doubts. Especially for someone like him, who has been on the forum for quite some time. We get a lot of newcomers every day. But, the threads about how to make money, how to save money, etc., are not the same. We have whole pages of them. You go through the forum for 2 hours, you get 15 different ideas.

darouaz said:
Oh well, that's true in fact I'm here to get idea to maybe start a new business. Is that something wrong? Isn't why people exchange ideas here?

Because I don't actually believe your story.

afindsb · Mar 25, 2023

Alpha1404 said:
Because I don't actually believe your story.

What's wrong with it?

darouaz · Mar 25, 2023

Alpha1404 said:
Because I don't actually believe your story.

Well that's your choice to believe or not I'm not here to convince you about anything as it doesn't change anything for me...

moonshoolu · Mar 25, 2023

Alpha1404 said:
I feel a bit the same as @Fragmaster
S***t! If I had $2000 to put away every month, I know exactly what I'd do with it to build a cushion. Bad luck: I have taxes to pay.
By the way, explain to me how you make between 3k and 5k a month and bet saving 2k a month?
With a family, working two hours a day and living a good lifestyle?
Two options: either your business is not that clean and that's why you're asking us for advice, or you're building a new business with OUR input and ideas.

well said mate. Iol. Man your life doesnt seem that stressful. Try being in a 9-5. Stability and cushion yes, but pay is trash. Could be worse

Feeling financially unsafe

darouaz

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bottingisfine

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santo998

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Fragmaster

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Alpha1404

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santo998

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santo998

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Alpha1404

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santo998

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Alpha1404

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santo998

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darouaz

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Alpha1404

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afindsb

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darouaz

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moonshoolu

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