The VCC can be pretty much anything as long as they can authorize a few bucks; Amazon isn't horribly concerned with the credit card on file because they do 21 day holds for everyone. It reduces the risk to them a whole lot as it makes it virtually impossible to take someones money, not ship the product, and run.
The thing Amazon is concerned with is basically everything else. If you want to do stealth then eBay is generally easier to make the accounts but in my experience if you make a good Amazon stealth account then you got to do something to deserve getting banned. eBay kind of randomly goes "oh, you're not welcome here anymore" once in a while.