This is only my second post and I am not asking for any money, just your advice. Here is my situation. That is why I actually found this site since I am looking for another job to supplement my income. I am still a college student, freshman and working on a fast food restaurant. I know you are probably laughing but yeah, I flip burgers and what have you. I don't have a dad anymore, he passed away. Anyway, my mother got sick several months ago and has no insurance. It was of pneumonia complications and they have to evacuate fluids in her body using some kind of thoracentesis. To make the story short, I have been paying her medical bills and maxed out my credit of $17,000.00 already. I don't own anything other than my salary just enough to cover the rent of our apartment and buy some food. I have been living on romein noodle for the past month now to save and just so that I can feed Mom better nutrients, hehehe. She is still recovering and want to go to work, but I told her to recuperate more. I also took out a student loan to help pay my education. To make matter worse, my girl friend left me because I don't have much money to spend to her anymore. Sucks! Lack of money is really stressfull. Would you declare bankruptcy in my situation? It seems that the interests of my credit card keeps going up. I have been barely making the minimum payment. What are the pros/cons of declaring bankruptcies? I appreciate any advice.