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Debt Collectors Called And I Lied

Discussion in 'Ebay' started by llynpants, Jul 17, 2013.

  1. llynpants

    llynpants Newbie

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    So ebay sent me to debt collectors for 119$ and they called. I lied to them and said that I had no association with the account and nor do I know the email. They said ok and they would tell ebay the account is a fraud account. Can I can get in trouble for lying about this? Whats the worse that can happen? Should I just pay the debt?
     
  2. E=MC²

    E=MC² Junior Member

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    Yes you can get in trouble.
     
  3. mickyfu

    mickyfu Jr. VIP Jr. VIP Premium Member

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    I can see this being a case for the FBI. But seriously, do not worry yourself, I have lost count of how much I owe eBay, I have also lost count of the amount of times I get letters from debt collectors. Do not be one of those who gets all worried, there is very little they can do. Ebay will likely sell your debt back on to another debt collector and you simply tell them the same.
     
  4. Duffers5000

    Duffers5000 Elite Member

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    eBay send the nice debt collectors out first.

    The next crew they send out will break your legs !
     
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  5. llynpants

    llynpants Newbie

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    What about the whole thing of it being a fraud account or something can i get in trouble or something ? The account is not assocaited with any bank account or paypal and i closed the paypal it was associated with all it has is my address but i told them i had no association with the account
     
  6. davids355

    davids355 Jr. VIP Jr. VIP Premium Member

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    I'm sure they will ignore that - I used to work for a debt collector, we were told to ignore any such requests unless we got physical proof.

    and once we had a debt, we wouldn't ever go back to our client unless we were really happy for it to be returned (which was rare).
     
  7. thatb0y0

    thatb0y0 Registered Member

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    Did you close the account using your SSN or Tax ID?
     
  8. llynpants

    llynpants Newbie

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    What are you talking about I didnt have to use either of those
     
  9. thatb0y0

    thatb0y0 Registered Member

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    You said you closed the PayPal account that it was associated to. To close a PayPal account you need to provide a SSN unless you are not based in the United States. If that is the case, then I am bowing out this thread.
     
  10. gypsyr0ad

    gypsyr0ad Regular Member

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    Not to change the subject but those who buy other peoples debts cant possibly be making much.
    I honestly do not know of anyone who ever paid off a bill after it ended up in collections.
    What do these people do, pay for the debts, then write most of them off?

    Plus, wouldn't it make more sense for said parties like Ebay to just write off the debt rather then settle on getting partial payments?

    I once did a title loan on my van, was one day late paying the bill and they straight out refused my money.

    Bill collectors still try to make me pay it and make false claims about the title having a lean on it now.

    Sorry about your luck for not taking my money, the van was scrapped long ago, you cant put a lean on a non existing vehicle.
     
  11. llynpants

    llynpants Newbie

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    I am based in United States and I did not need to provide a SSN or a Tax Id I can guarantee that. The paypal was created a long time ago if that changes anything.
     
  12. thatb0y0

    thatb0y0 Registered Member

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    Weird, last time I tried closing my PayPal account, they informed me that I needed to entered my SSN.
     
  13. mickyfu

    mickyfu Jr. VIP Jr. VIP Premium Member

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    Do yourself a favour and do not waste your time worrying, nothing will happen, take your debt and multiply it by 300 and you will get a rough figure of what I owe to various places. Anyone knocks on my door and I just politely say, sorry not interested and close the door, it really is that simple. I do not know what it is like in the USA but here debt collectors are not ballifs and the only people who can take money or possessions from you are court balifs if you have failed to pay a fine. What you said to them is completely irrelevant, it is no crime to lie to some turd who turns up at your door.
     
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  14. grriffinp

    grriffinp Newbie

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    Even if he typed in SSN, it still makes sense. Someone might steal his info including SSN for fraud.
     
  15. greenbox

    greenbox BANNED BANNED

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    I think no one care special ebay and FBI about this LITTLE money (with them). So don't worry bro.
     
  16. umerjutt00

    umerjutt00 Jr. VIP Jr. VIP Premium Member

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  17. DougG79

    DougG79 Regular Member

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    If they have your info just pay it and move on. For 119.00 it is not worth the hassle or ruining your credit as they can and will report it even without your SSN.
     
  18. Furious George

    Furious George Supreme Member Premium Member

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    They won't report it to your credit... ebay and paypal never do. (almost never, but usually, no) Without an SSN it's almost impossible. This is partly why I never give out personally identifying information to ANYone if I don't have it.

    They won't come after you if it's a small amount of money.

    I wouldn't admit to LYING. However, if you didn't have any association with the account, they don't have the right to collect.
     
  19. kvmcable

    kvmcable Supreme Member

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    Agreed, they know enough about you (address, name, phone) to get a match on Credit Bureaus. If you have good credit a $100 ding could hurt. If your credit is shit then who cares.

    As for those that think Collection Agencies don't have any power to do anything you have been lucky. A good friend of mine owns a large one in LA and she makes a very comfortable living obtaining and collecting judgements. If you're working for someone and making more than minimum wage they can easily get a judgement and toss a garnishment order to your employer to withhold money from your check. If you're not working they'll haul you in to have to disclose all your assets and Bank accounts so they can lien / seize those if there is any money in there. Her favorite trick is to seize a Bank account right after the 1st of the Month when she knows checks are coming through for bills. She gets the money and all the checks bounce costing the debtor a ton of Bank fees as well.

    Just saying if you have some serious amount of debt, don't think Collectors don't have means to collect it.
     
  20. bigwhite

    bigwhite Regular Member

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    You'll be ok, but just pay it off. You owe them money. How would you like it if someone did this to you?