Jimbobo is right on the money. There are some of us who aren't very well known around these parts, but have had a hand in developing some rather well known tools throughout the years. Needless to say, in an ideal world, having your own home server based captcha cracking program is NOT a reality for 99% of you guys.
Yes, there are some people out there that can build, test, and run their own home based, algorhythmic captcha breaker. No, it's not using any popular ocr program either. This is hardcore coding (or hardcoding) at it's best.
I saw a program in action 2 weeks ago where a submitter bot was pinging out to several social bookmarking and article sites. Captcha's galore, right? Yep. The cool thing was that the same computer which was running the submission was also utilizing a captcha breaker running as a service in the background. It would automatically pick up and focus on a captcha box, give it at most 3 tries to figure out, then pass the data back to the program for submission.
Good stuff, but again, specifically designed and coded for an individual who paid a lot of money.