I've created a site that has pdf textbooks locked with cpa offers. Or, can have complete access for a monthly fee (membership site). However, I'm concerned that the credit card processer may shut me down if they were aware that they are indirectly enabling the sale of copyrighted material. My question is: Is there a WP plugin for credit card processing that I won't have to worry about being shut down for such activities? Also, I don't want to deal with a merchant account. I would prefer to have plugin that directly deposits the monthly fee into my bank account. Is there such a thing/plugin?