It appears that payday applications and commissions is a big topic with the ACH issues going on. Not all companies were affected by this and these few remaining are still accepting applications and are paying well. I do not send any applications to 3rd parties because of the extra fees and because they are collecting the data I send (and denying my leads or so they say). I use a direct payday funder that accept leads straight from my site. They are looking for new partners. I have been extremely happy so far. Is anyone else able to team up with direct funders? This seems to be the way to go right now.