Yeah I'm having the the same problem until today. Google is so random with bans, and the appeals process is useless. So today, I tried opening adwords account under an old(about a year old) google user account I have. I'm using the same contact name as the banned one, I just added a business name to go with it. I'm also using a different personal cc with with my name on it (same as the banned one). I'm currently running a "safe ad," that got almost instant approval. I'm trying to warm this account up, if you will, before I try any other methods. We'll see how this goes.