I was reading the clickbank refund policy. Now I am speaking from a vendor perspective, not an affiliate. I understand the vendor sets a refund period. But also clickbanks says "ClickBank will, at its discretion, allow for the return or replacement of any product within 60 days from the date of purchase." The problem is I don't see how the seller is protected. If customer decides to request a refund on day 40 then: 1. You have provided them a service for free for 40 days 2. What is to stop them from signing up to your service again and requesting a refund again? Would be grateful to hear some peoples opinions and experience with this. I am going through all the bits of getting clickbank set up but that's one thing that is bothering me in the background!!