Well here is what happened. I had a payment coming in on Jan 16th. The same day my bank closed my account without warning and the only explanation I got is the number of transactions was too high. Right away I phone up CJ and notified them about this to basically stop the payment and send me a cheque. The person on the line told me that they had to receive a rejection notice and that they would send a cheque after the deposit was rejected. So now as of today I receive the direct deposit rejection notice, I call them again and they say that it is unlikely that they will send me a cheque this month because the payment period has passed. Now I am in negotiation with accounting department. I am very nerous for my advertising budget as CJ is main funds. The chque sum is over $10k and that funds all my AdWords and YSM campaigns. Could anyone give me an advice on what to do in this situation? Anyone had any experience like this?