Chargeback Question

Hi BHW, I'm a little confused my chargebacks...

If a customer charges back on a affiliate commission I made, do I lose money out of my own bank account? Or do they just take my affiliate commission away.

E.g. If I sold a product as an affiliate and made $24 commission but then they chargeback...do they take away my affiliate commission and also take money out of my bank?

Sorry If I sound like a noob

As an affiliate, I have never been charged an additional fee for a chargeback, though they do reserve the right to do so if they want. They just take the commission back. In any case, they don't take money from your bank account. Rather, they just deduct it from your balance.

Every program and network has different policies. Reach out to your affiliate manager and get the specific details regarding the offer you are questioning. They all operate similar, but some do things differently. Example: if there is no balance in your affiliate account some can take it out of your bank account that is linked up to receive payments. You really need to go directly to the source of the network or offer that you are questioning.

I'm new to the world of affiliate marketing, so sorry if this sounds like a stupid question. By why would there be an additional fee? Like, the original seller passes the chargeback fee along to the affiliate? That's pretty sketchy.