Chargeback fraud

gangsta1

gangsta1

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Joined
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Hey,

I want to sell my e-book but I am worried about making money, spending it and then recieving chargebacks. As I am currently with paypal I believe that they will take the money back from me (I am non-US btw).

What merchant processors out there will not take the money back from me in the case of chargebacks?

Heres a list I gathered:

clickbank
paydotcom.com
e-junkie
webmoney
plimus
moneybookers
clickshare
cj

ANY HELP IS GREATLY APPRECIATED!
 
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Offer a no-refund..
Clearly Stated .
Don't spend the money for 30 days.
Not much more you can do.
 
Try Click2sell.eu

But never forget... Clickbank has a huge army of affiliates.
I would still go for Clickbank.

As long as you make a flawless product, you will suffer low refunds.
Just respond and assist your customer whenever possible and you won't suffer any chargebacks.
 
Last edited by a moderator:
I remember seeing a site with which you can automatically sell digital stuff. It was something like payload. Not sure.
Ya its payloadz.com never tried though. Can someone suggest.Posted via Mobile Device
 
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You will always come across people who do charge backs. but offering a no refund in your sales pitch would actually turn alot of customers away.

your sales to charge back ratio will always be higher, if you have a great product.
 
What merchant processors out there will not take the money back from me in the case of chargebacks?
Click to expand...

Ummm, none will protect you. You need to protect yourself. Selling a good product with a high margin of profit is your best business advice. Expect 1-2% in chargebacks, any more than than and you'll lose your account regardless of where you have it. If you don't lose your account they'll hold funds to build a reserve fund that they will keep as long as your account is open. PP does that now for high risk accounts. They hold a percentage of money to fund a reserve account. Price of doing business on the web - learn how to work WITH it rather than AROUND it.
 
I am also concerned about affiliates using stolen credit cards to buy my product, me paying them and then getting a chargeback - so I would lose the price of the product, the chargeback fee and the affiliate commission.

Is there a way to get paid commission back from fraudulant affiliates? Perhaps not paying them for 30+ days to wait and see is the best option?
 
forget credit cards then, there's always a chargeback or stolen card risk.
accept Liberty Reserve only, there's tons of LR exchangers in Canada now who will accept a cash deposit in a bank or ACH from Wells Fargo or Bank of America for nearly no fees.

in fact, you could become your own exchanger and make it easy for customers to buy, then refer them to it during checkout. that way you lose no fees to an exchanger
 
In a nutshell there is nothing you can do about chargebacks as the consumer can claim under section 75 of the Consumer Credit Act 1974, that holds the lender jointly and severally liable for the breach of contract. Well thats here in the UK anyway..
 
epassporte... there is no chargebacks/claims with them

money sent is money sent, no way to get it back :D
 
Paypal is too bad... One fine day I found my hosting account suspended. After enquiry, I got to know paypal has done chargeback to my provider without any intimation from my side.

And they have put my account into limit... What a BS



gangsta1 said:
Hey,

I want to sell my e-book but I am worried about making money, spending it and then recieving chargebacks. As I am currently with paypal I believe that they will take the money back from me (I am non-US btw).

What merchant processors out there will not take the money back from me in the case of chargebacks?

Heres a list I gathered:

clickbank
paydotcom.com
e-junkie
webmoney
plimus
moneybookers
clickshare
cj

ANY HELP IS GREATLY APPRECIATED!
Click to expand...
 
I sell a digital product (not an ebook) but I stand by my product 100%. It is the best value in its class and is super easy to use. I think this is the secret, I have had only 2 chargebacks in the past 6 months and that was only because people bought it assuming it might do something else (even though I told them it probably wouldn't be very good quality) sorry I can't elaborate more without giving out my niche.

Anyway, the point I am making is that if you offer the best product and the best support your chargeback rate will be low.
 
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