Card Processor for SMM business needed

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winklaaa

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Hello I run a SMM business (grey zone) and big card processor will not accept my site (Stripe, 2checkout, Authorize, Mollie...) for card payments.
However I know 2-3 that will work, though I get a lower approval rate for the payments. Don't mention PayPal please, they do not accept SMM and will limit your account, sometimes even steal the funds. Might work at the beginning but they will find it out and ban your account.

BUT: I now have another business (totally white hat) and I can easily get Stripe etc for it.
Do you know how can I benefit with my SMM business?

I have some thoughts:

1. Is there a card processor which I give my white hat website (also to get payments from it), they give the keys and I also link my SMM site without them checking the 2nd site?
2. Does the masking method still work? Meaning, I give the card processor a accepted website but use it for redirection. (SMM checkout -> Masking Site -> Payment -> back)

How can I get a card processor like Stripe, Mollie etc?
 
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Hello
I have the same problem do you know how you can hide your link store from stripe and 2checkout please ?
 
winklaaa said:
1. Is there a card processor which I give my white hat website (also to get payments from it), they give the keys and I also link my SMM site without them checking the 2nd site?
Click to expand...
Since the last 1 year, Paypal and payment gateways / payment processors, have been very strict with SMM services (as you know) and hence even if you use the APIs for a different website, it is still anyways under (within) the "radar" and easily hence identifiable and gets caught.
winklaaa said:
2. Does the masking method still work? Meaning, I give the card processor a accepted website but use it for redirection. (SMM checkout -> Masking Site -> Payment -> back)
Click to expand...
The masking method got highly used (rather abused) and hence payment gateways / payment processors & Paypal are more on the prowl.
And you know what happens with SMM services nowadays ? Due to highly beefed up algorithms, views, shares, comments, likes, followers, etc drop, get removed, etc and then it results in more unsatisfied buyers and hence more buyers raising disputes to payment gateways / payment processors & Paypal and AT THAT TIME, these buyers will inform payment gateways & Paypal that they bouught SMM service(s) from you. Then payment gateways / payment processors (& Paypal) will check on your setup and know that you are masking towards appearing to have your setup for another product or service and not SMM service which all those buyers actually bought. So, masking for selling SMM services, nowadays will not last long.
https://www.blackhatworld.com/seo/payment-gateways-suggestions.1318859/page-2#post-16033887 Read that and educate your buyers to remain safe and pay with crypto and you would rather switch to crypto instead of wasting your time and money for payment gateways / payment processors if you are going to sell SMM services.
 
Trust WorkShop said:
Since the last 1 year, Paypal and payment gateways / payment processors, have been very strict with SMM services (as you know) and hence even if you use the APIs for a different website, it is still anyways under (within) the "radar" and easily hence identifiable and gets caught.

The masking method got highly used (rather abused) and hence payment gateways / payment processors & Paypal are more on the prowl.
And you know what happens with SMM services nowadays ? Due to highly beefed up algorithms, views, shares, comments, likes, followers, etc drop, get removed, etc and then it results in more unsatisfied buyers and hence more buyers raising disputes to payment gateways / payment processors & Paypal and AT THAT TIME, these buyers will inform payment gateways & Paypal that they bouught SMM service(s) from you. Then payment gateways / payment processors (& Paypal) will check on your setup and know that you are masking towards appearing to have your setup for another product or service and not SMM service which all those buyers actually bought. So, masking for selling SMM services, nowadays will not last long.
Do you know that even buyers who buy SMM services, proxies, etc nowdays also get their Paypal accounts suspended ? Read that and educate your buyers to remain safe and pay with crypto and you would rather switch to crypto instead of wasting your time and money for payment gateways / payment processors if you are going to sell SMM services.
Click to expand...
Regarding chargebacks on my current card processor, I never get chargebacks, its below 0,2% definitely. Many long term returning buyers
Opening a dispute on PayPal is easier for the clients. I use Paypal from time to time for receiving manual payments. (Not linked to a website). It can work over months.
When a dispute is opened, I contact the buyer to fix it. Most of the time he/she will close the dispute. If not, I will refund the payment. But yes, even when the dispute is never goes to the next stage, I always feel the risk of getting even 1 dispute. So manual PayPal is something I offer from time to time.

I dont believe in Crypto. I offer Crypto but 0,1% of payments come from crypto ! Even if I offer discount with this payment method.
Buyers want to pay with their cards and/or PayPal. Period. Crypto is definitely NOT an option. I always wonder why you recommend this. I could not scale up the business at all.
Sorry for maybe sounding rude, but Crypto is definitely useless. I am in this business for many years too.


1. What if I link my white hat website to for example Mollie? I would receive payments from this site.
At the same time I would use the keys for my SMM site too. Thw worst thing would be a account suspension. But if they pay out the money (which Stripe etc always did when I tried this method) I am ok.
Maybe it lasts a few more months. My clients don't call them. It is highly unlikely.
 
kadder said:
For cardlink.link work worldwide ? I can withdraw my money easy ?
Thank you
Click to expand...
Cant imagine its a good option. Their banks are in Russia I believe.
I have 75% US customers and Rest UK/EU, and US cards will definitely be a problem getting approved. Its like PayOp or Unitpay I once used. You will lose many payments.
 
winklaaa said:
Cant imagine its a good option. Their banks are in Russia I believe.
I have 75% US customers and Rest UK/EU, and US cards will definitely be a problem getting approved. Its like PayOp or Unitpay I once used. You will lose many payments.
Click to expand...
I already try to buy from my website with my card from france to bank cardlink.link and work good but i see in my account the sold is in holding in cardlink
 
kadder said:
I already try to buy from my website with my card from france to bank cardlink.link and work good but i see in my account the sold is in holding in cardlink
Click to expand...
Not sure if there will be issues now due to european sanctions.
However with PayOp/Unitpay (2 processors from Russia) I had the experience that US payments often fail. 1/3 works, 2/3 not. Thats my experience.
EU/UK payments worked quite good though.
 
What Country are you in? I have access to some high risk processors in usa.
 
CardLink (cardlink.link) seems promising;
  • The limit for RUS and Internarial cards you can withdraw 600 000 RUB per one card, per 30 days
  • The limit to the Qiwi wallets is 4 000 000 RUB per wallet, per 30 days
Click to expand...
(Source: Cardlink Terms & Conditions)

Got approved in less than 24 hours

You also got InterKassa but you should email them at [email protected]

They will ask you for countries you're doing business with, monthly turnover rate (estimates or whatnot), currencies, etc. but you should shoot your shot

PayOp is a different story, that PayDo wallet will bring your conversion rate way down but from my experience, you'll see clients getting back to your panel
and actually make successful transactions but i think it's due to frustration and strong will.

You need to register on PayDo and go through all this BS i mean it's not bad for business but it's not optimal
Something interesting i had is getting a message from PayOp saying they're familiar with my line of business and they wanted to suggest me options but
i was already off the SMM niche

So i think you actually can work something with PayOp besides their PayDo wallet gateway which is ass tbh

You also got the classics.. Perfect Money, FreeKassa, Cardinity...

Take a few days and shoot your shot everywhere you can
i remember registering as an LLC over a year ago just to increase my chances landing some great payment gateways and the more i got accepted, the more
shots i shot and slaughtered the G search for days

Best advice that worked for me personally;

Look for a local payment processor in your country (Hit the G search)
I found mine and after two phone calls i was already in business. 0 questions asked. Working perfectly.

They're accepting international cards of all kinds man.. all kinds. Best decision i've made to get out of the chase for a payment processor in this frustrating biz
 
iAmHyBreed said:
CardLink (cardlink.link) seems promising;

(Source: Cardlink Terms & Conditions)

Got approved in less than 24 hours

You also got InterKassa but you should email them at [email protected]

They will ask you for countries you're doing business with, monthly turnover rate (estimates or whatnot), currencies, etc. but you should shoot your shot

PayOp is a different story, that PayDo wallet will bring your conversion rate way down but from my experience, you'll see clients getting back to your panel
and actually make successful transactions but i think it's due to frustration and strong will.

You need to register on PayDo and go through all this BS i mean it's not bad for business but it's not optimal
Something interesting i had is getting a message from PayOp saying they're familiar with my line of business and they wanted to suggest me options but
i was already off the SMM niche

So i think you actually can work something with PayOp besides their PayDo wallet gateway which is ass tbh

You also got the classics.. Perfect Money, FreeKassa, Cardinity...

Take a few days and shoot your shot everywhere you can
i remember registering as an LLC over a year ago just to increase my chances landing some great payment gateways and the more i got accepted, the more
shots i shot and slaughtered the G search for days

Best advice that worked for me personally;

Look for a local payment processor in your country (Hit the G search)
I found mine and after two phone calls i was already in business. 0 questions asked. Working perfectly.

They're accepting international cards of all kinds man.. all kinds. Best decision i've made to get out of the chase for a payment processor in this frustrating biz
Click to expand...
Hey many thanks. But Freekassa will also get blocked by many US cards right?

So you say I call local processors in my country? Problem is many of them already declinied my SMM business.
I am in this business for many years and the above mentioned are my best ways to acccept payments.
I need a card processor that accepts all my payments.


I easily applied for more than 30 or 40 card processors without them allowing my business model.
 
You can use stripe and other gateways which dont allow smm with cloaking method
Just create a legit site like web hosting of something, get gateway approval on that. Then just route the payments through that site.
Thats the only way to use those popular gateways
Or just go with cardlink, enot or primepayments
Though i only had luck with primepayments, cardlink and enot just keep rejecting my applications for multiple sites.
Also one thing i noticed new visitors having hard time trusting these russian gateways, so i'm focusing on getting a registered business so i can apply stripe and other well known gateways
 
starlord1670 said:
You can use stripe and other gateways which dont allow smm with cloaking method
Just create a legit site like web hosting of something, get gateway approval on that. Then just route the payments through that site.
Thats the only way to use those popular gateways
Or just go with cardlink, enot or primepayments
Though i only had luck with primepayments, cardlink and enot just keep rejecting my applications for multiple sites.
Also one thing i noticed new visitors having hard time trusting these russian gateways, so i'm focusing on getting a registered business so i can apply stripe and other well known gateways
Click to expand...
thank you for information
i have panel with perfectpanel
i need to ask them for a bridge site between my website and stripe to activate it in my website ?
because someone his tel me you need to pay for this service i think 50$ fees monthly
yu have idea for this please ?
thank you
 
winklaaa said:
Hello I run a SMM business (grey zone) and big card processor will not accept my site (Stripe, 2checkout, Authorize, Mollie...) for card payments.
However I know 2-3 that will work, though I get a lower approval rate for the payments. Don't mention PayPal please, they do not accept SMM and will limit your account, sometimes even steal the funds. Might work at the beginning but they will find it out and ban your account.

BUT: I now have another business (totally white hat) and I can easily get Stripe etc for it.
Do you know how can I benefit with my SMM business?

I have some thoughts:

1. Is there a card processor which I give my white hat website (also to get payments from it), they give the keys and I also link my SMM site without them checking the 2nd site?
2. Does the masking method still work? Meaning, I give the card processor a accepted website but use it for redirection. (SMM checkout -> Masking Site -> Payment -> back)

How can I get a card processor like Stripe, Mollie etc?
Click to expand...
you need to have insiders for it
 
kadder said:
thank you for information
i have panel with perfectpanel
i need to ask them for a bridge site between my website and stripe to activate it in my website ?
because someone his tel me you need to pay for this service i think 50$ fees monthly
yu have idea for this please ?
thank you
Click to expand...
yup they provide routing on few major gateways on rental basis, i have my own smm panel and can modify gateway scripts so its easy for me
 
exoticdevelopments said:
can you tell about your panel?
Click to expand...
Its a custom smm panel i built while ago, you can use other scripts available online. As long you use custom scripts its easy to modify gateways and stuff.
I recently built multi panel setup with one white site on for a client, you just gotta route it properly, works like charm
 
starlord1670 said:
Its a custom smm panel i built while ago, you can use other scripts available online. As long you use custom scripts its easy to modify gateways and stuff.
I recently built multi panel setup with one white site on for a client, you just gotta route it properly, works like charm
Click to expand...
what do you all offer exactly?
 
starlord1670 said:
yup they provide routing on few major gateways on rental basis, i have my own smm panel and can modify gateway scripts so its easy for me
Click to expand...
that work with stripe and checkout ?
that work with you
i want to try this but i dont know how
im waiting reponse from perfectpanel
 
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