Can I pay with PayPal using ONLY a Bank Account?

T

thecoon

Newbie

Oct 27, 2014

15

2

• Nov 10, 2014

• #1

So I have a verified PayPal account with a bank account attached to it. Do I need to have a credit card on file to buy something? Or can I buy with just a bank account attached.

 

HookUPcom2

Regular Member

Dec 15, 2009

351

142

• Nov 10, 2014

• #2

no credit card needed. bank account is fine.

.

 

R

rankspire

Elite Member

Sep 22, 2014

1,709

83

• Nov 10, 2014

• #3

Depends on which country you're living in. PayPal has different options for each country. Some countries, yes, no need of a credit card, but some others do.

 

S

SharkServers

BANNED

Jun 29, 2014

432

202

• Nov 10, 2014

• #4

Not sure about other countries, but in the UK you need both - a bank account and a card connected to the PayPal account. As PayPal puts it - it's because the card is your backup payment method if the bank payment (also called "Instant Bank Transfer") fails.

There's some more information here: http://forums.moneysavingexpert.com/showthread.php?t=4055559

 

T

thecoon

Newbie

Oct 27, 2014

15

2

• Nov 11, 2014
• Thread Starter Thread Starter

• #5

In my case, a US PayPal account.

 

globolsales

Elite Member

Feb 11, 2009

2,173

324

• Nov 11, 2014

• #6

U need credit card

 

KamBhai

Elite Member

Aug 13, 2010

1,538

1,498

• Nov 11, 2014

• #7

Either upload funds from your bank and shop.
Or you need a credit card attached to it.

 

proxygo

Elite Member

Executive VIP

Jr. VIP

Nov 2, 2008

59,110

26,629

• Nov 11, 2014

• #8

SharkServers said:

Not sure about other countries, but in the UK you need both - a bank account and a card connected to the PayPal account. As PayPal puts it - it's because the card is your backup payment method if the bank payment (also called "Instant Bank Transfer") fails.
There's some more information here: http://forums.moneysavingexpert.com/showthread.php?t=4055559

Click to expand...

not true, im from uk had pp account 8 yrs
i did have a cc on my account until 2008 but after 2 hacks i removed it
no problem with pp there, just means funds only go 1 way, pp>bank
not the other way

 

T

thecoon

Newbie

Oct 27, 2014

15

2

• Nov 11, 2014
• Thread Starter Thread Starter

• #9

proxygo said:

not true, im from uk had pp account 8 yrs
i did have a cc on my account until 2008 but after 2 hacks i removed it
no problem with pp there, just means funds only go 1 way, pp>bank
not the other way

Click to expand...

So for a US PayPal account I can buy things with just a bank account attached and not a card?