Hi people, I must first of all appreciate everyone in this fourm. U guys are awesome with the kind of contents you share here. Pls, I need your help. Am a newbie in IM and I got creepy when I hear what paypal does to people i.e freeze pple's accts, and all sorts of dubious things. Coupled with the fact that I reside in a country where using paypal is HIGHLY ILLEGAL. So i want to ask...what kind of internet business model can I venture into that WILL NOT REQUIRE ME USING PAYPAL? Looking forward to your replies,pple Thanks...love U to the bones.