BM or Personal Ads Account-Which is Easier?

I’ve been running FB ads for a while, but I keep seeing people debate whether it’s easier to manage campaigns via Business Manager or just personal ad accounts.

From experience, which is actually simpler to run? Does BM really help with scaling and organization, or does it just increase the chances of account restrictions? I’d love to hear what others are doing and why.
You should use a personal account, it will be much more convenient.
 
A personal ads account is easier to set up and use, while a BM account offers more control and flexibility for scaling.
 
Personal accounts feel simpler for small campaigns, but BM is better for scaling and multiple accounts.
 
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