Best payment processor for high-ticket clients

Hey everyone!

I'm spending way too much time searching for a reliable payment processor, and the only one I found was Stripe which sadly isn't available in my country.

So I'm asking you, the experts, which one you would recommend to me.

Right now, I opened a PayPal business account and couldn't even verify my Credit Card correctly, and when I tried contacting their support, they weren't available.

I'm seeing a lot of talk about Payoneer and Wise and am curious about your opinions on each. I've heard Payoneer closes accounts quickly, and for Wise, I can't open a business account in my country, and it's against their TOS to use Wise Personal for Business purposes.

I'm a service provider for businesses, so all my transactions are B2B and high-ticket ($1000+); I am guessing they wouldn't mind that enough to hold my money or close my account.

Appreciate your responses,
Luka

You in europe?

PotatoWatts said:

You in europe?

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Yes, I'm from Serbia.

Wise. Or just a normal bank transfer straight to your bank account if they're close to you (for other continents use Wise).

just do direct transfer than. international bank transfer.

Elvlin said:

just do direct transfer than. international bank transfer.

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Yeah, honestly, idk why more people don't do it. I literally do normal bank transfer at normal bank (not one of these fancy fintech apps) for local and european transactions and Wise when someone is from different continent (because these transfers would be too slow and expensive if I wouldn't use Wise).

Bonus: these are bank transfers, not card transactions, so clients can't scam you by doing a chargeback.

i think wise allow recieving payments as freelancer, a business account is required if you have an established company
My bad, yes you need a business account for freelancing but it's easyh to get one