That depends on the revenue and country you are in. If your site is big and getting more revenue $$$ out of it then getting a merchant from your bank is the very best option. There is absolutely no risk in this. If your site revenue is mid scale then 3rd party merchants like ccavenue will do good. If you are starting up then the very best option is paypal.
All this for most of the countries. But in some countries this may vary.
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