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Best for accepting Online Payments

Discussion in 'Business & Tax Advice' started by wseo12, Feb 5, 2010.

  1. wseo12

    wseo12 Regular Member

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    hi everbody i have a buisness that is considerd high risk and am getting a few charbacks comming in paypal is holding my funds over $2000 and not processing for me any more i have applied with a couple of credit card processing companys and cant get approved do to my buisness. can some one please reacommend a solution i can use for accepting payments online im starting to run out of hope please help

    please list some good online payment providers you guys have used that are for a high risk online buisness and have a very high approval rate thanks
     
  2. cheap2art

    cheap2art BANNED BANNED

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    i know some good vendor, i'll only let u know if u register under my aff link. ;)
     
  3. wseo12

    wseo12 Regular Member

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    im going to be processing big money so if i use moneybookers you sure there not going to give me any problems like paypal paypal basicley closed my acount and are holding my money becouse they dont like my buisness as to what i sell and becouse my credit is not that great so you sure money bookers will be the right solution for me?
     
  4. trafficsource

    trafficsource Jr. VIP Jr. VIP Premium Member

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    plimus
     
  5. wseo12

    wseo12 Regular Member

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    whats so good about plimus dont they take a month to pay out also are they for high risk online buisnesses
     
  6. HoNeYBiRD

    HoNeYBiRD Jr. VIP Jr. VIP

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    if you don't use paypal it's highly affecting your earnings because a lot of people have only pp and don't have any other payment processors like the above mentioned moneybookers (which is good indeed), alertpay etc. and simply don't want to create another account even if these accounts are also free and easy to create
    but you have options to accept paypal payments without a paypal account! how? you need a plimus or 2checkout account, plimus is free to create but the fees are higher than paypal, 2checkout account is not free, it's 50$, but i think they worth it especially if you are working with big numbers
    WU could be another option too, the fees are very high, but you get your money for sure
     
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    Last edited: Feb 5, 2010
  7. trafficsource

    trafficsource Jr. VIP Jr. VIP Premium Member

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    yes they pay out funds only once a month but I quess they will accept you.
     
  8. wseo12

    wseo12 Regular Member

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    the whole problem is i was using paypal then they limted my account and are holding my funds i need some one who is good and will not hold my funds like this also paypal doesent like my buisness and what i sell for some odd reason i mean who would you guys most trust i cant afford any more problems like this i can make some serious money but these payment processors keep screwing me over
     
  9. wseo12

    wseo12 Regular Member

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    i have also heard some horror stories of them holding peoples funds do to charbacks is this true if so i cant afford to mess around with them as i have about a 2-3% charge back rate meaning out of every hundred oders i will get around 3 charge backs
     
  10. wseo12

    wseo12 Regular Member

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    so im starting to think money bookers is the company i will use but what do you mean no refunds with money bookers?
     
  11. Bonzok

    Bonzok Registered Member

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    I usually use Moneybookers. But now I started starting Paypal but I still prefer Moneybookers.
     
  12. HoNeYBiRD

    HoNeYBiRD Jr. VIP Jr. VIP

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    yes, they're good and you can have a prepaid payoneer debit mastercard with them, it's a really cool new feature, so you don't have to always transfer the funds to your bank account, i dunno about refunds
     
  13. wseo12

    wseo12 Regular Member

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    so im startting to think money bookers is who i am going to use if any body disagrees about this or has had money held from money bookers please let me know
     
  14. HoNeYBiRD

    HoNeYBiRD Jr. VIP Jr. VIP

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  15. wseo12

    wseo12 Regular Member

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    i dont like paypal nor will i ever use them again paypal are thiefs im just trying to make a final desition on who i should use rite now i think money bookers if some one can tell me a better company please let me know keep in mind i have a high risk business

    i really appreciate all the replys and help
     
  16. blackhat.mmm

    blackhat.mmm Junior Member

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    Man, I totally feel your pain. PayPal has over $1k tied up for me right now in a
    nice little bow. I realize that's not as much as some have on hold right now
    (I really do loathe having to deal with PayPal), but I've had more clamped
    down on before too.

    It seems like it's always something with them. It sounds like what people
    are saying is: 'PayPal is a necessary evil'--like em or not.

    Don't take their what-sounds-like-another-PayPal-error-in-judgment case
    and make an emotional response to what needs to be a business decision.

    I'm going through the process of other payment processors. I know that
    I've bought a few things through Plimus (CaptchaKing maybe...?)
    and it went fairly smoothly.

    The only kind of weird idiosyncrasy with Plimus as I remember is that the
    buyer has to enter in a non-free email (i.e. no gmail/hotmail/yahoo). Seems
    a tad restrictive for 2010, right?

    Anyone here taken credit cards and/or debit card #'s through MoneyBookers
    care to share your experience?

    Ma'am?

    Sir?



    -BH3M
     
  17. HoNeYBiRD

    HoNeYBiRD Jr. VIP Jr. VIP

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    i don't like paypal at all either, but if you want to maximize your profit you cannot live without them...unfortunately much less people have moneybookers account than paypal, so if you use moneybookers and your buyer don't use it (the chances are very big), they cannot pay you, that's what im trying to say, but try them, it's free and see how it goes
     
  18. okharter

    okharter Junior Member

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    In a business, the customer numbers matter. In reality, 70% of online transactions occur in US and Canada, and most of these customers use paypal for their transactions. Paypal can be a pain in the as especially when you start earning the "real" bucks. They can limit your account for "suspicious activity" and don't even try contacting their customer care. You will be directed to a team in India (no offense here) that cannot help you.

    Your best best is to call them (be ready to wait for about 2 hrs before someone picks the phone) and ask why they have limited your account. If you are unsuccessful in getting your account unlimited, forget about your money for 6 months!

    I recommend MB or 2checkout. MB has the cheapest rates but you will have to verify your account before you can receive money. They have something similar to the paypal EXPUSE number way of verifying your account.

    Other major options that you can consider include Alertpay, Western Union, Money Gram. I don't prefer these last two as I usually want to see the money in the bank immediately a transaction is done.

    That said, keep in mind that MB does not support illegal trades such as money laundering, gambling etc. You can read all of these at their homepage
     
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  19. HoNeYBiRD

    HoNeYBiRD Jr. VIP Jr. VIP

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    i've just get an email from moneybookers a few days ago about the payoneer card, i don't need it because i don't use my moneybookers account very often but i have another payoneer card for over 2 years and i have only positive experience with them, awesome support, so i guess it should work through moneybookers flawlessly as well
     
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  20. BigBuddy

    BigBuddy Account Under Review

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    You were here for more than a year and still not understood this is an sharing community...