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Bank rant

Discussion in 'BlackHat Lounge' started by consciousnesscreates, Jul 30, 2011.

  1. consciousnesscreates

    consciousnesscreates Power Member

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    Im just having a bank rant
    Lloyds bank UK


    Ordered a simple last month full statement


    Over a week later I got half of it in post
    Stupid UK law about security.
    They send two halves in a separate envelope.
    So two days after getting the first half envelope still no other half. They said the statement is sent out same day separate envelopes.

    Cant be the post office fault that

    I mean I got to invest my overdraft in something absolutely urgent, and change the overdraft to my other bank lot cheaper
     
    Last edited: Jul 30, 2011
  2. Roparadise

    Roparadise BANNED BANNED

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    Overdrafts fees suck so much,here in the USA,it brings the banking industry $23 billion a year. Many of the banks design there withdrawal and deposit times,so that a person is more likely to overdraft. They know most people will pay the fee very quickly.
     
  3. mungus

    mungus Regular Member

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    I was convinced a similar thing was happening to me (in the UK) when I used to have tons of credit card debts, it seemed to be virtually impossible to pay my monthly bill on time without incurring some kind of fee based on the way the timed their interest charges and processing delays. But I suppose they've been creaming the general public for hundreds of years now so they're pretty damn good at it!
     
  4. consciousnesscreates

    consciousnesscreates Power Member

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    YEah they have millions of customers ut come on, over a week and half a statement later?

    Teu must know Im shutitn them down:D

    Actually some people are right that the biggest con of all time is banks lending and charging on money on money that does not exist.

    But I appreciate them lending me it if I can get rich with it
     
  5. Roparadise

    Roparadise BANNED BANNED

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    I think its best to have different bank accounts with different banks for different purposes.BOA and Chase have atm's that allow you to put the check in,so use them just for depositing checks. Then use a online bank like e-trade that will not allow you to overdraw,if you only have $100 and you try to buy something $100.01 in will not go though that would be good for offline purchases. And for security purposes while online use a online payment services like paypal etc.