Anyone using Gumroad? Have some questions

I just wanted to know if Gumroad is a good option for selling digital products?
I've heard people getting suspended and not getting paid eventually. Is that common? Are the payouts on time?
They've mentioned on their website they have to follow terms and conditions of their banking partners which are none other than stripe and paypal.
Just need some feedback from people who actively sell on the platform without any issues.

what products are you selling?