Anyone Using Credit to Scale Up??

I have a 47% average ROI profitable campaign and I've scaled it up to spending $250 per day, but I cannot afford anymore than that. So basically I'm being limited with my available cash flow. I asked my AM about weekly payments but I'm still not qualifying for it yet (I'm good friends with her though and she bumped up my earnings) on this particular network.

Anyone got some credit line/credit card recommendations? I was thinking about getting a Plum Card, but I would like to earn rewards points simultaneously, but thats not as important as having the cash flow to scale with.

Does the Plum Card have a credit limit? From what it seems, there is NO limit which is perfect as I'm trying to scale up and expand over the next couple of months.

How long is your pipeline? If you are growing 47% a month, just be patient and scale as your cash flow allows.

Avoid taking up credit. Just wait a bit longer.

I would suggest being patient. I was in a similar situation, started to scale up and risked a relatively substantial amount of money. The advertiser didn't pay and I was stuck with the loss. I luckily didn't charge anything to credit (I was considering it at the time).

dont do it on credit ......... it can bring you in deep problems.
grow steady

I would avoid credit too. If you have a LLC company registered, then you can apply for proper business loans from banks or investors.

However, in your case, imagine your network bans your account tomorrow and this campaign is fucked.. what then? Its a little dangerous... at the end of the day its your gut feeling.. maybe you can scale up and hit the jackpot, but well.. seen from our (outside) point of view, I think we'll all advise against it if you can.

Going with the flow on this one, credit can be a great tool but IM is a lot like gambling in this sense. If you don't have the money to loose, don't bet it.

Well, that definitely makes a lot of sense. I'm not really the type to take things on credit either. I got this idea because I heard this PPC mentoring program say that you can do PPC with credit lines and only focus on total profit (since you have a virtually unlimited budget). But they were talking about Google credit lines or something where they had a $1.5 million credit line.

I agree with what you guys have said. Its way better to play it safe and avoid problems that can cost thousands and possibly years worth of time in set backs.


Guess this thread is done, unless someone can make a case for using credit.

Only use credit when there is no risk to you to lose it.

Also consider the interest rate..

"I have a 47% average ROI profitable campaign and I've scaled it up to spending $250 per day"
Sometimes it cost money to make money. It seems like you have a good realationship and your campaign is stable. Do it for 1 month, and use that monthly profit to continue your campaign and then stop using credit and just use the profits to fund your campaign to continue?