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Another Reason Paypal SUCKS. They limit "guest" spending.

Discussion in 'BlackHat Lounge' started by Stupid Smurf, Aug 5, 2012.

  1. Stupid Smurf

    Stupid Smurf Regular Member

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    Another reason to avoid paypal:

    If someone wants to make purchases from you, but does not want to sign up for paypal and only use their credit card as a "guest," paypal limits what they can spend to $4,000 (Edit: That is $4,000 total, they add up all purchases). If they reach that, they can no longer purchase from you unless they sign up for a paypal account. Spoke to someone in the limitations department, and he said there was nothing that could be done to change that. It is a "security" thing, even if there is a good long history of the person buying from you (my client had made 40+ purchases) . I think a more, hahaha.. we have power, sign up with us or suck it, type deal.

    Don't make my mistake assuming you can use them for processing credit cards. You will get F'ed in the A if you have a good repeat client who doesn't want to sign up with them.

    On a related note... thought merchantinc.com would be a good company to switch to, go through authorize.net, they promised I would be able to process payments by Friday. Turned out to be a lie and they have ZERO support on the weekends. So obviously screwed that one up too. Anyone know a good processor I can get set up with today? Losing this client would suck. But pretty much screwed with it being Sunday I imagine, LOL.
     
    Last edited: Aug 5, 2012
  2. champ5

    champ5 Newbie

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    If you are based in US, you can checkout Stripe, its very good and cheap (2.9% + 30 cents).
     
  3. Knoxgates

    Knoxgates Supreme Member

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    Paypal sucks. Why don't you use 2checkout. They pay weekly if you reach $300. I m accepting payments through 2checkout and i m happy with it.
     
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  4. First Edition

    First Edition Newbie

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    I've been looking at stripe lately. They're incredibly simple to use. If you've got someone paying you 4000 a day, surely you can find a credit card merchant. :) If you're spending 4000 a day, surely your vendor can find a card processor to handle it.

    Paypal is awesome for simple things, and you don't have to go through the process of getting a merchant account, but for large transactions, (anything over 250 dollars) it can very quickly become a pain.
     
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  5. Stupid Smurf

    Stupid Smurf Regular Member

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    It actually wasn't large transactions, most were under $100. Paypal just keeps track of how much is spent and prevents the person from buying further.

    Think about that, after about +40 purchases, paypal then has a problem with letting that person continue to purchase from you without them signing up.

    It's total BS and another reason to consider them a joke.
     
  6. Aegroeg

    Aegroeg Regular Member

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    Never you mind.
    Another thing brought to my attention that worries me!! Bloody hell. >.< I like paypal for its safety ( rather than using your bank card when purchasing online ) but I worry my account will be frozen randomly like others here. Its happened to me before but I got out of it. May not be so lucky next time...
     
  7. migrashin

    migrashin Registered Member

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    Hmm I never actually knew Paypal had a guest payment system. Interesting...
     
  8. JimmyConway

    JimmyConway BANNED BANNED

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    Try using Payza or Skrill. More commonly known as Alertpay and Moneybookers. When paypal screwed me, I went to them.
     
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  9. Stupid Smurf

    Stupid Smurf Regular Member

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    I'd really like to just get a merchant account and use authorize.net... which the advantage with them, is I can easily switch my shopping cart to accept them without changing all the product codes on my website. Merchantinc seemed great, expect the lying to me when I was stressing I needed a solution ASAP and ZERO customer support on weekends, not even emails. No company worth anything that works with internet marketers should have zero weekend support. We never have off days, they want our business, they shouldn't either.