Again PayPal...Again, on 1st November

gumroad now requires you to connect your PayPal it seems

paddle looks promising just heard about them now
Crazy, when I created an account then I wasn't required to do that, maybe PayPal has hit them too.
 
PayPal limited my business USA account. If last year there was my home country business acc, not it was USA.
We had 0.15% dispute rate.

We do not sell social signals or facebook/instagramm likes, only pure quality SEO services. Most clients stay with us for a long and do not cancel their subscriptions....

WTF I'm doing wrong guys? Can someone advise me here in PM?
I've made all this sh*t with US LLC, original bank account, have spent lots of money to organize all these things!

And the result is the same!

I'm not even speaking about money left on the account, but all those subscriptions which are much more important...

I've tried to use 2checkout to accept PayPal, but for people who understand subscription business my big advice - don't do it

If a client once in his history unsubbed from 2CO (not even your service), then he would not be paying automatically next month.
It's much worse than a separate PayPal account.

Any advice?
Dude, create stealth paypal accounts and use them accordingly. Better to have several paypal accounts than 1 big established account that can suddenly crush your business if suddenly banned. OR, just accept crypto.
 
gumroad now requires you to connect your PayPal it seems

paddle looks promising just heard about them now

Paddle works well if you need to accept PayPal.
Fees are high though.
 
according to my knowledge i strongly recommend you to read paypal acceptable use policy.
if you are selling something like digital services included social/seo then you have to explain the nature of transaction
 
Sorry for what happened. Have you considered Paddle before? I once patronized a seller on this forum and he was using paddle. I think paddle accepts Paypal payments. See if it'll work for you.

Asides paddle I remember once trying to sell an ebook on gumroad, I don't know if they accept your kind of service.

At this time you need to collect payment through a third-party processor that would be the bridge between you and Paypal.

Hey!

The thing is - I used 2checkout
But a lot of my clients said they were not re-subscribed next month while paying paypal through 2checkout

I suppose it happens because they UNSUBSCRIBED from 2CO payments from other services and PayPal decides not to subscribe anymore

So they pay 1 time, but they can't pay each month automatically and this is a big miss for me.


I have not used paddle, but supposed to see the same things there.
I tried to approve there but had no luck. It seems the approve has to be a little bit tricky there :) For SEO services

Anyway, thanks for the advice
 
You can buy fully verified PayPal accounts on BHW to get up and running again. Its part of doing business on Paypal that this will happen.

You seem to be working with big clients on a subscription basis so my advice would be to use paddle and process credit card payments instead.

You won't have to bother with PayPal. You could even have a little message on the checkout page that says contact us for PayPal or something so you can still offer it but you won't be as exposed.
 
Dude, create stealth paypal accounts and use them accordingly. Better to have several paypal accounts than 1 big established account that can suddenly crush your business if suddenly banned. OR, just accept crypto.
He is doing big volume, stealth account won't cut it, not even close:) After they try to re-verify it again at some point he would just risk losing it. Doing multiple stealth accounts would be possible, but a nightmare to manage, especially with subscriptions.

Stan, my theory is that PayPal categorized your account into a higher risk tier, not much different than SMM sellers. They probably treat SEO services the same way. I used business PayPal to accept payments before and even had a much higher dispute rate than you, and the only thing they ever did was hold my funds longer, otherwise it was always fully functioning. They also repeatedly called me on the phone but never limited my account. It was a digital business, but nothing related to marketing or SEO.
 
He is doing big volume, stealth account won't cut it, not even close:) After they try to re-verify it again at some point he would just risk losing it. Doing multiple stealth accounts would be possible, but a nightmare to manage, especially with subscriptions.

Stan, my theory is that PayPal categorized your account into a higher risk tier, not much different than SMM sellers. They probably treat SEO services the same way. I used business PayPal to accept payments before and even had a much higher dispute rate than you, and the only thing they ever did was hold my funds longer, otherwise it was always fully functioning. They also repeatedly called me on the phone but never limited my account. It was a digital business, but nothing related to marketing or SEO.
You guys have to learn how to create stealth paypal accounts for big transaction amounts.

Yes, it's a lot of work, but when you cloak several paypal accounts, it's easier that way.
 
For real now. I don't know how Paypal would work if you're processing large payments amounts, a large number of payments, or subscription services.

But I will say that having for example 5 paypal accounts and receiving $100 per month on each versus having 1 paypal and receiving $500 per month on it is much safer.

Have multiple accounts and spread the money you receive between them as much as you can.

Having said that, fuck paypal, fuck them right in the ass!!!

Seriously, if you only offer Paypal to your customers, what's the hell is your problem? Payoneer, Transferwise, Perfectmoney, Payeer, 2checkout, Paddle, Stripe, Skrill, Neteller, CRYPTOS, go all out dude. Offer everything. Offer as many of them as you can.

And don't worry about cashing out. Like weird ones like Perfectmoney. You can move that money to your bank account. And if you can't, you can buy crypto with it. Then flip the crypto.

Fuck paypal man. I used to operate with only 1 paypal account for years. The best thing I ever did was diversify my payment platforms that I use. Nowadays I even refuse people who can only pay with paypal sometimes.

Like the other day someone contacted me to buy something and their message was ALL IN CAPS LOCK. He wanted to pay with Paypal. I refused to sell to that guy. ALL CAPS right off the bat could be an indication you're dealing with a neurotic person who'll flip out in 3 seconds. Next thing you know you're reading his ALL CAPS on the paypal dispute page. And then next thing you know you've been permanently suspended and paypal is giving you an anal probe.

Fuck thaaat
 
Very unreliable they are for any business. Better to use some other alternative.
 
Paddle doesn't really support these kinds of services.
Can anyone suggest a payment processor which isn't very strict with digital services?
 
You guys have to learn how to create stealth paypal accounts for big transaction amounts.

Yes, it's a lot of work, but when you cloak several paypal accounts, it's easier that way.

If you're emptying funds out daily, then a stealth account is an option, but as I say I've no interest in ever dealing with PP.
 
Now a days if you are doing legit business if they want to ban your account they will bank ,if you are selling followers, if they don't want to ban your account they will not ban.
 
All I can say is that they (Paypal) now think that all digital / non-physical products are scam (unfortunately). I've embraced crypto for payments & very happy. And wait another 2 years, buyers will no longer say "I do not use crypro".
Nah, majority of people dont trust crypto.
 
Nah, majority of people dont trust crypto.
You are right. As of now there are people (may be majority of people as you mentioned) who do not trust crypto. But, the usage and penetration of crypto is expanding. Like Paypal added Bitcoin option for US and UK a few months ago, etc. There may be pros and cons in it's usage, just like any other system.
 
If you're emptying funds out daily, then a stealth account is an option, but as I say I've no interest in ever dealing with PP.
Me too. Nowadays, when receiving paypal payments, I ask a third party to get the payment for me and he sends me crypto. That way, I get paid in crypto and the buyer pays with paypal; and the third-party takes a cut and I stop wasting time with paypal lol
 
Something similar happened to me, dispute rates of 1.21% and then 1.35%, and it is written that if it exceeds 1.5% there is a chance that I will even lose PP.

The problem is that I didn't do anything bad to deserve it, the kid was banned from BHW for a reason of course and he went for revenge, my first and only dispute.

On August 25 I received an email for 1.21%

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September 25 for 1.35%

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It was said that they would review it every month, I did not receive any more emails from them.

Reason?

I was almost sure I'll get some limits on my PP, it didn't happen and I can only say it is because of more transactions done, more money went through the system, whether that is the reason or not I cannot claim but, I did expect to lose PP.

Worst of all is that I have to use them, I still have to...

I can’t believe that even though I come from a third-world country, 2012/13/14 I had better options when it comes to payment processors than in 2021!
 
They limited my account too.
Permanently limited
I don't know why. I was giving huge fees to them. I switched to stripe from 13th October and so far going good
 
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