Advice for Payment Methods for Facebook

Hello forum,

I need some advice/suggestions from you. I want to use a card (VCC works too) that can be top upped by both bank transfers and crypto (mainly USDT/USDC).

Is there a company with good visa/mastercard or another verified provider, that offers crypto cards with 0% or smaller top up fees + eventually cashback on spend for Facebook Ads?

I know about pst.net, but they charge 4-6% top up fees for crypto and does not work for me.

I also have another question. Since I have BM with 5 ad accounts, all 5 of them use different payment methods/cards. Do you think it would be better to put a payment method on Business Manager level?

Any help and advice regarding the above topics will be highly appreciated. Thank you!

If you’re running ads, aged business PayPal or VCCs linked to legit billing info usually work well. Facebook’s super picky now—avoid fresh cards or random prepaid ones, they get flagged fast. Keeping your billing and profile details consistent helps a lot too.

Hey,


For crypto cards that offer low fees, you might want to look into Crypto.com or Wirex. Both offer cards that support USDT/USDC top-ups and have lower fees than PST.net. Crypto.com even offers cashback on spending and you can top up via bank transfers or crypto. Their fees are usually lower than the 4-6% you mentioned, especially if you use their native tokens or specific payment methods.


As for your second question, if you have a Business Manager (BM) with multiple ad accounts and each uses different payment methods, putting the payment method on the Business Manager level can help streamline things. It might make it easier to manage your payments and ensure no issues arise with billing when switching between ad accounts. However, just make sure you're not overcomplicating things by mixing different payment methods if you're trying to avoid red flags.


Hope that helps! Let me know if you need more details on the cards or payment setups.

It may be more logical to add a single payment method to BM. It may also be helpful to apply for a credit line in the future. If you can use it, you can enter your own bank's mobile application and create a virtual card for yourself.

Use epn youll be ok

First, you should not buy bank cards from other sources because it is a violation and will be easily restricted
Second, when you use someone else's card, even if you want a refund, you will not receive that amount
In addition, your advertising account will be disabled when you request a refund
So you should use your own bank card to use the above services
I do not recommend refunding because it is completely against Facebook's policy
For some countries, it may be subject to criminal prosecution

You can use Redot pay Or Bybit virtual card (They offer cashback)

SG Agency said:

First, you should not buy bank cards from other sources because it is a violation and will be easily restricted
Second, when you use someone else's card, even if you want a refund, you will not receive that amount
In addition, your advertising account will be disabled when you request a refund
So you should use your own bank card to use the above services
I do not recommend refunding because it is completely against Facebook's policy
For some countries, it may be subject to criminal prosecution

Click to expand...

what do you mean request for a refund exactly?

Yeah, pst.net is decent but those fees add up fast. You might want to check out services like ClubSwan or PlasBit, they support crypto top-ups and sometimes offer lower fees or cashback. As for BM-level payment, it’s more convenient but riskier, if one ad account goes down, the whole BM could get flagged. Safer to keep cards separate if you’re testing different offers/accounts.