Hello, I'm currently processing 35-50k a week (35 slow week/50 good week). I would like weekly pay outs (once a week is fine) on Thursdays, preferably. The product is part of a health insurance premium and the price range from $100 - $150. I do need a virtual terminal (VT) or gateway access, the administrative work is a lot (few dozen clients that need to be processed) but I will do that part. I am currently paying 18% for processing.... WHICH IS KILLING ME but I am grateful that I have a trust worthy and reliable processing solution. I have a 2% charge back rate, MAX. I do have a 30% decline ratio... due I am looking for a processing solution that can offer a lower rate/ better pay outs/ let me know. PM for more details if you need it.