£200k and don’t know what to do with it

Never listen to a stranger's advice for financial investments.

Donate the money to charity

Crypto and Niche sites
You're better off investing in an offline business

If you're that young you should definitely put 50k in a private label ecom venture. No dropshipping BS. Talking about real business here. You'll get to learn a lot which can shape up your entrepreneurial journey.

Im on bnb/ crypto investment platform that pays really good passive income. I only put $2000 in it to test and it is paying me about $48 a day interest. I have just joined and I know its pretty high risk, but ill keep you posted on whether its a scam or not.

Don't waste money on bu***it. So, young man, take your money and travel the world. Find new hobbies and what makes you happy. In the end, it is considered that you will have experiences and memories. Traveling through interesting islands and different cultures is always something invaluable.

People are investing but they are still sad.
Whoever has traveled will always know how to appreciate everything around them and will always have an interesting story to tell.
Good luck