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Thanks a ton for the replies! I forgot I had heard about managed payments, but completely forgot about them. Waiting on that to kick in seems like my best option once ebay makes the switch. Does anyone know when they are making it mandatory for all sellers? My Google searches are coming up empty.

All right, here's the story. I've been selling on ebay for 20 years and have been using the same ebay and paypal accounts for most of that time. I have over 3k positive feedback on ebay and everything on the ebay side of things appears to still be in good-standing. I sold some ammo on a...