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Hello everyone. I'm a 20 y/o from the US. Currently I'm receiving an OK stipend with my scholarship, but my monthly bills, even with all the tricks I can find, still come out to almost all of my stipend. I've been doing ok so far, but due to some bull with the electric company I'm pretty much...

Hey everyone. I've been interested in this kind of stuff for a while, but with my student stipend not covering my bills now, it's the best motivation as I'll ever have. I'm currently pretty much flat broke ($6 cash in my pocket and that's it until next month's check) so there's really nowhere to...