It is ridiculous that you are banned for suspicious payment activity if you have been using the same credit card for several months. Have you tried an appeal and offer to provided documented proof that the credit card belongs to you.
I believe there is a strong local input while looking for the pattern for ads. I had accounts in my location banned within 1-2 weeks. Therefore, it is a good idea to set up an account in another but you will need help with that. I can strongly recommend victorrex for that.
I suspect that Google detected you by your pattern of ads, that is even if your domain were not the same. I have not been able to stop Google detecting me for more than 6 months.
I can see a few e-commerce offers in Maxbounty and Peerfly but that is not their main line of business. You should look at Shareasale, Avantlink, Commission Junction and Linkshare.
I have the opposite experience in that I am doing quite well with Bing but not with Facebook. I have tried over a 100 Clickbank products and found only a few work. You have to be very specific with your keywords.
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