Your best bet is the xmpp protocol with either an OTR plugin or the newer OMEMO encryption protocol baked in. If you run your own xmpp server then you're in complete control of your chats and can choose not to keep any logs, etc. The OTR or OMEMO guarantees that only you and the other party in...
Since they're all going to eventually require phone verification anyway, there's no point in paying the extra for verified accounts. And PV'd accounts get de-verified whenever you do sketchy stuff on the account so there's no real benefit to getting an account that's already phone verified.
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