Recent content by Midvora

Interesting bro, I've come across a similar setup. How long have you been using them? Curious about their payout times and whether they require a rolling reserve.

Which PSP are you using btw? Curious how you got that setup working. Feel free to message me here on BHW.

WooCommerce definitely gives you more control over the store, but hosting offshore won't fix payment compliance issues. And cloaking is just asking for more trouble. I'd focus on finding a processor that actually approves the business model rather than constantly rebuilding accounts.

Yeah, constantly losing merchant accounts is a nightmare. There might be a better processing option depending on your business model and volume though. Did they require a rolling reserve or was it just higher transaction fees?

Manual payments through Whatsapp sound tough to manage at scale. Are customers dropping off because of the extra steps?

Have you checked which providers actually allow that product category in Canada? Their acceptable use policies are probably the first thing to look at

Have you checked whether the shutdowns are related to the products category itself? Switching company jurisdictions won't necessarily solve that

Did Stripe tell you how long that 30% reserve would stay in place? I'd want that in writing before making any decisions

If the products are replicas, that could explain the repeated shutdowns. Most processors have pretty strict rules around counterfeit goods

I'd check which providers actually onboard businesses from north macedonia first. No point opening a foreign LLC if you don't need one

I'd compare payout schedules and reserve terms before looking at fees. those can mater a lot more once volume picks up

Was the account closed after a verification request or a risk review? That distinction matters before you apply anywhere else

Are most of your customers trying to pay with IDEAL or regular cards? Not every card processor supports both

Did Shopify give you an actual release date for $20k? Getting the funds released and finding a new processor are two separate issues

Have you check whether they accept nonresident owners ? A US LLC alone usally isn't enough to get around their underwriting requirements