Get back to your day job and create a comprehensive business plan during your spare time. Once you've figured out all pros and cons, opportunities and threats for your future startup, quit your job and start working for yourself :)
I'm still skeptical about digital currencies, including BTC. The idea behind them is to create a decentralized economy, which certainly is in a collision with the interests of global financial institutions. I'm sure they'll find a way to make them centralized (XRP is an example of this) and stop...
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