You have most likely used it on another account and they caught you. Its not a good idea to use your personal CC for this anyway. Check VCC services for ads accounts that will help you avoid this part of your problems.
Some people are experiencing this (including myself) even on campaign launch with the white page. Personally 8/10 times i am able to pass it when its suspended at the start, but if its during later stage of your campaign its getting very hard to appeal.
I think you have a pattern being...
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