Yeah, totally seeing the same trend! Big sites like Walmart and Shopify adding eChecks makes sense—flat fees (often under a buck) save a ton vs. 2–3% card fees, especially for high-ticket orders.
They’re also gold for “high-risk” stuff like CBD or adult, since cards either block those or charge...
If you want to become an aggregator or agent for high-risk/medium-risk merchants:
You can either:
Register as an ISO/MSP with a sponsor bank/acquirer (more control, but needs capital and compliance).
Act as a sub-agent/referral partner under existing ISOs (easier start, less control).
US...
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