Recent content by BobFarabaughJr

You would think so. But this is the American banking system we are talking about; and let's face it they don't give a sh*t about the little guy as long as they make their money. And keeping us in debt is how they make most of their profits, just look at the fees you get from your bank on...

The reason not to pay off the full balance on a card is; not only do you need to have the credit to get the card in the first place. But having a small balance on the card shows that you use it(credit); and use it responsibly. The real trick is limiting the amount of revolving credit that you...

If you were turned down for credit part of the US fair credit reporting act states that you can your credit report for free. Your auto dealer should have told you this when you were denied. Additionally, when you get your credit report you should look over it for any discrenpencies and dispute...

The new RealPlayer can download and convert files from YouTube.com, and it's free. I've used it for projects outside IM. It seems to work very well and is very easy to use.