The best way to think outside the box, is to learn what thinking inside the box is like. Take a cardboard box slightly bigger than your head and place it over your head. Think for a while. Now you know what thinking inside the box is like, you can take the box off and try thinking outside the box.
You can get a secured credit card to get your credit started. You give them $500 and they put it in savings and you get a credit card with $500 limit. There are some forums out there like Creditboards that can give more information.
It is like gambling, you may find ancient treasure or you may find trash. But it could be a fun hobby and nice way to get some fresh air and exercise. I live near civil war battles and have thought about looking for some old bullets or things left behind on the battlefield.
have any of you sued this guy? If not why not? If someone owes you money it does not matter whether they got paid or not, they owe you money unless a contract stated otherwise.
Have you tried Google Adwords? Facebook Advertising? There are coupons all over the place for extra money in these. If you spend $100 on adwords and do not get a sale, work on your landing page and try again until you do.
If you did a design for them, and they are using it, you should sue them for that. As the designer you own the work, unless there is a contract stating they own it, which would be breached by them and voided upon recall of payment.
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