Yes bad payment method or infos like ip etc that can be linked to another account. Most accounts now get a ban anyway, so they can limit fraud while they check.
I'd like you to go into a little more detail about your setup, how you keep your accounts, what payments you make, etc., otherwise it's hard to help you.
There's no point in buying, the agency business model is to provide solid accounts, which means making money if the advertiser spends a lot because their account isn't banned. Buying isn't about that, so for me it's rubbish. Most agencies are already crap.
A plan that shows that at least you're prepared, but now you have to test it, because in any case, it never follows the plan, especially with Google Ads.
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