Do companies see direct deposit holders name?

[lbcflogger]

Hello All!

I use various sites like eBay, amazon, Mercari, etsy etc. to sell items. I have several accounts on Mercari and eBay. Some of my accounts were linked recently. I am Curious if they found me by my bank accounts.

if I have one bank with different account numbers, can the companies see the direct deposit account holders name? I was always under the assumption they don't see the bank account holders name so I can put in a fake names and over the last few year no issues.

Is that still true they don't see the name, as long as the routing/account match no name is needed really?

Thanks in advance.

 

[starki]

Usually not, the bank won't hand out names, but if you are in a database of some credit check company or similar, eBay and others may be able to match account number and real account holder name.

And no, quite a few banks require a matching name or will refuse accepting the direct deposit.

 

[bartosimpsonio]

Man you might be doing this out of naivity but after 9/11 you could easily get in trouble with money laundering regulations and worse. Don't do this shit.

 

[lbcflogger]

Usually not, the bank won't hand out names, but if you are in a database of some credit check company or similar, eBay and others may be able to match account number and real account holder name.

And no, quite a few banks require a matching name or will refuse accepting the direct deposit.

Thanks for that, I learned they dont really have to match as people make fake paypal accounts all the time and withdrawls dont seem to be an issue. I didn't think banks reportednames. thanks for confirming.