Any blackhat methods to dispute something off your credit?

[blackhatjamie]

I signed up for AT%T awhile back ago, I was tripled charged by them so I cancelled my service within first month. I was told I could have 30 days to decide if i like the service or not, but I guess not.

So they have not placed a bad report on my credit.

Just wondering if there are any black hat methods out there to get things removed from your credit that works well.

 

[stick777]

It is imperative that you dispute it now before too much time lapses. Have your contract in hand and forward to the credit reporting agency with your explanation. You may want to dispute it with At%T first, their sales reps are always telling people what you want to hear about money back guarantees. **Just an idea, get a friend to go to one on the stores while you catch it on hidden camera and see (hopefully) if they will tell them the same thing they told you.. I'm sure you'd have alot more clout if there was proof. Then put it on utube and make lots of $$

 

[Viltedali]

I don't know the specifics, but many of the 'credit repair' companies just dispute claims on a customer's report. The companies that report negative things regarding your credit have a certain amount of time to respond to the credit reporting agencies about the dispute, if they do not, it can then be cleared off your credit record.

There's been a lot of trouble about this recently (the credit repair companies charging lots of $ for just filing a dispute, win or lose), so the rules may have been changed.

Apparently, you can just keep trying this and hope that eventually, they won't bother to respond to a dispute (or at least to be able to).

 

[ratdaddee]

Here is a credit repair technique that helped get rid of several late payments that were on my credit report. http://fixmycredit-please.com/?page_id=155
It works better than just disputing the derogs.

 

[blackhatjamie]

Here is a credit repair technique that helped get rid of several late payments that were on my credit report. http://fixmycredit-please.com/?page_id=155
It works better than just disputing the derogs.

Thanks