Let's say I have a page where people enter name, address, phone number, and email. In the terms and agreement I will say that a charge of xxx will be once you confirm the number and blah blah. However, the T&A will be a small rectangular box with a scroll button with LOTS of paragraphs. Is that misleading and grounds for my account to get banned (even in trouble with the law) or is it legit because they skimmed through it and agreed to it?