Anyone running a virtual card platform seeing the same issue?

[convan-suki]

I used to get lots of steady ad buyers, but now most new clients only chase chargeback arbitrage for quick profits. Here’s why this is happening:

1. Many merchants approve refunds easily, making arbitrage a simple side hustle.
2. Virtual cards support mass instant card creation to bypass detection.
3. Clean ad-suitable BINs are scarce, so genuine marketers are leaving.
4. Arbitrage costs almost nothing to start, drawing tons of new people.

This is a massive pain for providers. We face locked BINs, heavy chargeback fines and tension with our issuers.

 

[Yoa Elizabeth]

The barrier to entry is much lower now, so its attracting more short term players that usually pushes out the people trying to build something sustainable.

 

[aspanve loss]

I used to get lots of steady ad buyers, but now most new clients only chase chargeback arbitrage for quick profits. Here’s why this is happening:

1. Many merchants approve refunds easily, making arbitrage a simple side hustle.
2. Virtual cards support mass instant card creation to bypass detection.
3. Clean ad-suitable BINs are scarce, so genuine marketers are leaving.
4. Arbitrage costs almost nothing to start, drawing tons of new people.

This is a massive pain for providers. We face locked BINs, heavy chargeback fines and tension with our issuers.

When a market gets crowded with low quality users, platforms usually become stricter and everyone has to adapt.

 

[avenue99]

what kind of businesses are these?
I'm looking for cards for Google cloud and play store.
Does it support?

 

[sibolang8]

Yeah, Short-term arbitrage is making things harder for legitimate advertisers and creating problems for the whole ecosystem.

 

[medialounge]

With that comes the many scammers within the user ecosystem
Real working virtual cards are getting sarce plus the global issues on kyc

 

[avenue99]

With that comes the many scammers within the user ecosystem
Real working virtual cards are getting sarce plus the global issues on kyc

That's why I'm worried!
Scammers have made my life like a REAL HELL!