Seeking Payment Gateway

[shauneng0]

Hey yall

I'm in the process of scaling an ecom store, I use to have a partner and we would just use his stripe because it already had previous sales and now that we parted ways and I'm actively looking for a payment processor with atleast 2 or 3 business days.

• I don't live in US​

• Needs 2-3 business days payout​

• Not selling replicas​

• Gadget niche​

• 6 figs/month​

​

 

[vanshh]

Stripe or Braintree are still your safest bets for 2 to 3 day payouts and scaling since they support global ecommerce and standard settlement is around 2 to 3 business days

If you want alternatives look at Adyen or Airwallex for high volume stores but approval is stricter so your setup and history need to be clean

 

[Jenbum]

Stripe or airwallex. Zen now offers cc processing also

 

[BillySeda]

Try UnitedPay been using it for a year right now, no issues so far

 

[Jenbum]

Try UnitedPay been using it for a year right now, no issues so far

what are there fee's like?

 

[miggon]

Hey yall

I'm in the process of scaling an ecom store, I use to have a partner and we would just use his stripe because it already had previous sales and now that we parted ways and I'm actively looking for a payment processor with atleast 2 or 3 business days.

• I don't live in US​

• Needs 2-3 business days payout​

• Not selling replicas​

• Gadget niche​

• 6 figs/month​

​

I wouldn't recommend Stripe. Instead, take a look at the following payment gateways:
- Catalystpay,
- Nomupay,
- Flutterwave.

Explanations:

1. Catalystpay:

Payout Frequency:
- No fixed schedule (fully negotiated)
- Typically: Daily or Weekly payouts

Settlement Time:
- Usually T+1 to T+3 (cards)
- Can extend to T+5–T+7 for higher-risk profiles

Key Notes:
Terms depend on:
- business model,
- chargeback risk,
- processing volume,
- High-risk merchants may have:
- weekly payouts
- rolling reserves (5–10%+)

2. Flutterwave (Business)​

Payout Frequency:
- Automatic payouts once funds are settled (effectively daily),
- Optional manual withdrawals.

Settlement Time:
- T+1 (local payments),
- T+5 (international payments).

Key Notes:
- Funds can be:
- automatically transferred,
- or held in wallet and withdrawn manually.
- Subject to:
- KYC compliance,
- business model approval.

3. NomuPay​

Payout Frequency:
- Fully customizable,
- Daily / Weekly / Monthly / On-demand.

Settlement Time:
- Not publicly standardized,
- Typically T+1 to T+2 (cards) depending on region.

Key Notes:
- You control:
- when funds are released,
- how payouts are structured,
Requires:
- more setup (API / orchestration logic).



I hope my presentation will help you and others see things more clearly.

 

[CBoxer]

I wouldn't recommend Stripe. Instead, take a look at the following payment gateways:
- Catalystpay,
- Nomupay,
- Flutterwave.

Explanations:

1. Catalystpay:

Payout Frequency:
- No fixed schedule (fully negotiated)
- Typically: Daily or Weekly payouts

Settlement Time:
- Usually T+1 to T+3 (cards)
- Can extend to T+5–T+7 for higher-risk profiles

Key Notes:
Terms depend on:
- business model,
- chargeback risk,
- processing volume,
- High-risk merchants may have:
- weekly payouts
- rolling reserves (5–10%+)

2. Flutterwave (Business)​

Payout Frequency:
- Automatic payouts once funds are settled (effectively daily),
- Optional manual withdrawals.

Settlement Time:
- T+1 (local payments),
- T+5 (international payments).

Key Notes:
- Funds can be:
- automatically transferred,
- or held in wallet and withdrawn manually.
- Subject to:
- KYC compliance,
- business model approval.

3. NomuPay​

Payout Frequency:
- Fully customizable,
- Daily / Weekly / Monthly / On-demand.

Settlement Time:
- Not publicly standardized,
- Typically T+1 to T+2 (cards) depending on region.

Key Notes:
- You control:
- when funds are released,
- how payouts are structured,
Requires:
- more setup (API / orchestration logic).



I hope my presentation will help you and others see things more clearly.

I think flutterwave only accept Africa merchants? They now accept worldwide or?

 

[miggon]

I think flutterwave only accept Africa merchants? They now accept worldwide or?

As far as I know, they’re serving Africa, Europe and North-America.

 

[shauneng0]

still looking
please lmk if u got any solution

 

[InnoutPayments]

Hey yall

I'm in the process of scaling an ecom store, I use to have a partner and we would just use his stripe because it already had previous sales and now that we parted ways and I'm actively looking for a payment processor with atleast 2 or 3 business days.

• I don't live in US​

• Needs 2-3 business days payout​

• Not selling replicas​

• Gadget niche​

• 6 figs/month​

​

Try a MoR Processor.

 

[pr0fit]

I wrote a thread recently regarding this exact topic. Worth a read for you, there are next business day payouts available as well.

 

[shauneng0]

I wrote a thread recently regarding this exact topic. Worth a read for you, there are next business day payouts available as well.

send link plz

 

[pr0fit]

Thread 'Need new perspective/suggestions/advice on new ways to use real merchant accounts' https://www.blackhatworld.com/seo/need-new-perspective-suggestions-advice-on-new-ways-to-use-real-merchant-accounts.1802716/

 

[Lemaraudeur]

Salut à tous

Je suis en train de développer une boutique en ligne. J'avais un partenaire et nous utilisions sa plateforme Stripe car elle avait déjà enregistré des ventes. Maintenant que nous avons pris fin, je recherche activement un processeur de paiement avec un délai de traitement d'au moins 2 ou 3 jours ouvrables.

Je ne vis pas aux États-Unis.​

• Le paiement nécessite 2 à 3 jours ouvrables.​

• Nous ne vendons pas de répliques​

• Le créneau des gadgets​

• 6 figues/mois​

​

Avez-vous pu trouver une solution ?

 

[hichamixico]

First, you can get your own stripe account without living in the US. Second, if you are just starting, the minimum withdrawal payout time frame is usually between 7-14 days.

 

[karl23]

I wouldn't recommend Stripe. Instead, take a look at the following payment gateways:
- Catalystpay,
- Nomupay,
- Flutterwave.

Explanations:

1. Catalystpay:

Payout Frequency:
- No fixed schedule (fully negotiated)
- Typically: Daily or Weekly payouts

Settlement Time:
- Usually T+1 to T+3 (cards)
- Can extend to T+5–T+7 for higher-risk profiles

Key Notes:
Terms depend on:
- business model,
- chargeback risk,
- processing volume,
- High-risk merchants may have:
- weekly payouts
- rolling reserves (5–10%+)

2. Flutterwave (Business)​

Payout Frequency:
- Automatic payouts once funds are settled (effectively daily),
- Optional manual withdrawals.

Settlement Time:
- T+1 (local payments),
- T+5 (international payments).

Key Notes:
- Funds can be:
- automatically transferred,
- or held in wallet and withdrawn manually.
- Subject to:
- KYC compliance,
- business model approval.

3. NomuPay​

Payout Frequency:
- Fully customizable,
- Daily / Weekly / Monthly / On-demand.

Settlement Time:
- Not publicly standardized,
- Typically T+1 to T+2 (cards) depending on region.

Key Notes:
- You control:
- when funds are released,
- how payouts are structured,
Requires:
- more setup (API / orchestration logic).



I hope my presentation will help you and others see things more clearly.

Thanks for the detailed write-up. This could prove to be quite useful.

 

[Nijaa]

Hey yall

I'm in the process of scaling an ecom store, I use to have a partner and we would just use his stripe because it already had previous sales and now that we parted ways and I'm actively looking for a payment processor with atleast 2 or 3 business days.

• I don't live in US​

• Needs 2-3 business days payout​

• Not selling replicas​

• Gadget niche​

• 6 figs/month​

​

There are multiple options, if u just want crypto gateway highriskplugin is good option with lower fees or Ivno aswell. For card payments, it depends if its a noship store or a legit gadget selling store. In that case, the best bet is Durangomerchant if u have company or proper docs. For non KYC options, U can check with Cloakedpays and Ironpaygate aswell