A payment gateway to accept cryptocurrencies without KYC

[hakanbayeroglu]

Hey everyone!


I’m on the lookout for a crypto payment gateway that lets clients pay in crypto, and allows us to withdraw the funds directly to our cold wallet—no fiat and no KYC process.


Ideally, we’d love something that just needs an email for setup and withdrawals, without any complicated verification steps. And of course, the lower the fees, the better!


If anyone knows of a platform that fits this, I’d really appreciate your help and recommendations!


Also, it should work with WordPress websites if possible.


Thanks so much in advance!

 

[Deleted member 752298]

You can check:

https://coingate.com/

 

[Rankmathseo]

Check out BTCPay Server—open-source, no KYC, cold wallet support, and works with WordPress.

 

[AdRex]

Check out BTCPay Server—open-source, no KYC, cold wallet support, and works with WordPress.

i used it a while back but it was pretty buggy. Seems there have been improvements though and second person today that has suggested it.

 

[DataPhreak]

Straight up, finding a gateway that skips KYC and goes straight to cold storage is tough these days, have you checked out any of the DEX aggregators that are adding payment features?

 

[hakanbayeroglu]

Check out BTCPay Server—open-source, no KYC, cold wallet support, and works with WordPress.

Dose it support payments it USDT?

 

[hakanbayeroglu]

Would you like a KYC verified Crypto Payment Gateway ? Which plaftorm do you want ? Maybe I can try to make 1 verified account for you.

What would be the advantage? Would it accept fiat money too? I mean customers pay in fiat money then we withdraw the sum in crypto!

 

[Palantiri]

BTCPay Server is often the go-to for self-hosted, no-KYC control & direct-to-wallet. From a biz dev angle, weigh the technical management needs against the long-term risks of operating outside standard compliance paths. Assess that risk tolerance carefully.

 

[maxecm]

Try Paymento.io, it is non-custodial like btcpayserver but supports stable coins and other chains as well.

 

[r3algaminghd]

You can check:

https://coingate.com/

it is required kyc.

 

[speedji]

you can try to find some stuff on kycnot.me (there could be some services)

 

[Venusaur]

Just go with Cryptomus, NowPayments or Coingate. Only shady platforms will not require any KYC, easy to get scammed

 

[maxecm]

Just go with Cryptomus, NowPayments or Coingate. Only shady platforms will not require any KYC, easy to get scammed

Actually, under AML regulations, KYC is only required when a third party acts as a financial intermediary or money transmitter, meaning they hold, convert, or process funds on behalf of users.

Platforms like Cryptomus, NOWPayments, or Coingate are custodial or semi-custodial, so they’re legally required to perform KYC.

In contrast, non-custodial solutions don’t touch the funds at all. The only truly non-custodial crypto payment platforms that work this way are:

• BTCPayServer (open-source, Bitcoin only, but technical)
• Paymento (multi-chain, supports stablecoins, easier setup, no node required)

Non-custodial ≠ shady — it just means you stay in control of your own wallet, like crypto was originally intended.

 

[Venusaur]

Actually, under AML regulations, KYC is only required when a third party acts as a financial intermediary or money transmitter, meaning they hold, convert, or process funds on behalf of users.

Platforms like Cryptomus, NOWPayments, or Coingate are custodial or semi-custodial, so they’re legally required to perform KYC.

In contrast, non-custodial solutions don’t touch the funds at all. The only truly non-custodial crypto payment platforms that work this way are:

• BTCPayServer (open-source, Bitcoin only, but technical)
• Paymento (multi-chain, supports stablecoins, easier setup, no node required)

Non-custodial ≠ shady — it just means you stay in control of your own wallet, like crypto was originally intended.

you are new here, welcome
at least use your brain and fingers to comment here, this is just copied and pasted from an AI shit generator
maybe you are a bot and you are going to just answer another useless AI garbage, but at least put some effort man

about the subject, for me there are only 2 solutions:
1) OP opens a new wallet and start receiving payments directly to it, no intermediary required - no problem about it, but he mentions he wants a payment gateway

2) OP uses a serious and legit payment gateway like the ones I mentioned

the third solution is using a random payment gateway promoted on telegram, dark web and hacking forums, it won't ask any KYC because it will probably just wipe his money

 

[maxecm]

you are new here, welcome
at least use your brain and fingers to comment here, this is just copied and pasted from an AI shit generator
maybe you are a bot and you are going to just answer another useless AI garbage, but at least put some effort man

about the subject, for me there are only 2 solutions:
1) OP opens a new wallet and start receiving payments directly to it, no intermediary required - no problem about it, but he mentions he wants a payment gateway

2) OP uses a serious and legit payment gateway like the ones I mentioned

the third solution is using a random payment gateway promoted on telegram, dark web and hacking forums, it won't ask any KYC because it will probably just wipe his money

Being new doesn't make someone wrong, and using AI to organize thoughts isn’t a weakness. In fact, even AI gets it right here: the difference between custodial and non-custodial solutions is legal and technical, not about trust or brand recognition.

Let’s clarify something:

Giving a wallet address ≠ a payment gateway.

If OP wants:

• Automatic payment tracking
• QR generation
• Chain support
• Fiat conversion
• Webhook notifications
• Invoice links, etc.

…then just giving out a wallet address doesn’t cut it. That’s not scalable or reliable, especially for businesses.

Now, regarding your points:

1. Yes, self-hosted wallets are fine for personal use.
2. Custodial platforms like Coingate are legit — but they require KYC and custody your funds.

That’s where non-custodial gateways like BTCPayServer or Paymento come in. They provide all the gateway features merchants need without custody, and thus, no legal requirement for KYC.

Being "serious and legit" doesn’t have to mean centralized and regulated. sometimes it means building tools that preserve the core values of crypto: privacy, control, and decentralization.

 

[FrozenLake]

Plisio is a great option. No KYC and allows for multiple cryptos.