I understand your point about how extreme frustration and financial hardship can push some people to consider crime or fraud as a way out, especially when they feel like all other options have failed. It's true that in tough economic times, some individuals might see scams and fraud as their only alternative, particularly when they believe that targeting "big people" or institutions might allow them to get away with it.
However, while this may seem logical or inevitable to some, it's crucial to remember that engaging in crime or fraud can have severe consequences, not only legally but also morally and personally. Using crime as a solution to financial difficulties can lead to a cycle of negative outcomes, including incarceration, loss of reputation, and further economic instability.
While I understand the reasoning behind the idea, I would encourage exploring other strategies, even in challenging times, that don't involve illegal activities. Society functions best when people work within the bounds of law and ethics, finding creative and legitimate ways to overcome financial obstacles.