PayPal Account Banned? Congratulations!

I am stil stuggling with 2checkout responses. agreed with you!
Nw_Work said:
2checkout not recommended their underwriting agent on account oppening itself is BS they don't even read the business summary or go through the links provided simply copy pasting replies and at the end saying not possible to open account and block the login. The business is fully legit no black hat or anything payment processors wouldn't handle.
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crystalwiz said:
Can you recommend the current best payment processor for card payment? I used comics, but they started to ban a lot, so they banned me too, and I only had 1% dispute rate.
crystalwiz said:
Cool off cool off... dude

I don't feel sorry for you. I only feel sorry for the money locked in your banned PP account.

Now is the time to explore limitless opportunities as you can now leave your payment gateway comfort zone. It's seriously gonna be hard. I understand but you will thank yourself later when you finally find many more alternatives better than PayPal. Yes, PayPal is flexible and ditches its merchants in favor of the buyers most of the time, even if the buyers are scammy.

I spent 4 years of my life with PayPal. Did nothing illegal but was in the stealth mode with them for years until I had to file tax returns and many other legal sht a sane human being from a PP unsupported country doesn't want to deal with. It's not worth the entire hassles. All the back and forth dispute claims, charges, losses, short term profits. Yes, you can say all you want, "get all the stealth doc ready... and blah blah.." but that also won't last. Just forget it. You don't want to learn the hard way. I have read thousands and thousands of stories on how Paypal got even legit accounts frozen erroneously with their fraud algo. It's bs.

Stop Using Shit to Fix Shit

Once your PayPal gets banned, it's time to move on to a new payment processor. Not stealth PayPal (shit). There are countless number alternative merchant accounts with different levels of difficulty to get approved in each of them. Undoubtedly like Paypal, this also depends on your type of business and jurisdiction. But by far better than PayPal, favorable to merchants a bit more, and won't ban you overnight unless you are doing something really really shady or unsupported. Here is a summary of some payment gateway alternatives to PayPal with their use case.

PayPal Alternatives
  • Stripe - Services and SaaS
  • 2checkout - Services and SaaS
  • PayOP - Services and SaaS
  • Wise - Wire, freelance
  • Payoneer - ACH, wire, freelance
  • Paddle - for SaaS
  • Coinbase - for Crypto
  • Flutterwave - Services and SaaS
  • CCBill - Services and SaaS
  • A lot more and more...almost endless as FinTech keeps evolving.
Again, you should check with each payment gateway to be sure of what is allowed and not allowed rather than suddenly meeting the unexpected BS you've always complained about since day #1. One thing I believe is this: no matter where you are in the world, there is always a payment processor suitable for you and your business on this planet. You just have to find it... now that's the tricky part. Finding a payment processor can take weeks, months, and even years. I was well aware that my PayPal would come to an end 3 years long before it got banned. In those three years, I have been actively searching to fck a new gateway like a btch.

What I learned

Get real from the onset! Unless your motive is ulterior- scamming people [which I strongly discourage], you should be spending your money on getting some real legal docs for your digital or physical business rather than investing the same or even more on stealth PP docs that won't last. Make sure everything checks out as real as possible: incorporation doc (you can get it from online services like IncFile etc), set up a business account with those incorporation docs (Wise, Payoneer, RelayFinance, and Mercury are your friends). All these can be sorted within 2-4 weeks.

This option might be a little bit more on the expensive side than getting stealth docs for a churn and burn PayPal, but you will have 95% more peace of mind and the feeling of getting real and not having to hide your a** unnecessarily. You can even land an investor. Com'on baby, be proud of yourself and all your efforts.
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Can you recommend the current best payment processor for card payment? I used stripe, but they started to ban a lot, so they banned me too, and I only had 1% dispute rate.
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Hello. Anyone know how to accept payments and exchange to crypto by merchant? Thanks
 
Impossible to get CCBill. tried so many times.
 
dooku said:
If you want LONG TERM piece of mind than register your company first, get your ID and papers notarized and apply with a BIG european merchant account provider and you will be happy and after that you will think of PP and Stripe as some disease.
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This is exactly my case. Could you please shed a light what do you mean with "BIG european merchant account provider"? Maybe you could name some of them?
TIA
 
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tbh Wise used to be good, but suddenly it went into PayPal direction.
 
DavidG1510 said:
Impossible to get CCBill. tried so many times.
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Can you provide some more info? What business industry, reason for rejection, etc. Personally, I'm interested in finding a payment solution for adult content
 
iamjenko said:
Can you provide some more info? What business industry, reason for rejection, etc. Personally, I'm interested in finding a payment solution for adult content
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Have you tried high risk payment gateways like Paymentcloudinc and Paykings?
 
Topiano said:
Good list you've got there.

Ranking the processors based on my personal experience. Excluding PayPal ofc.

1.Stripe
2. Paddle
3. Payoneer
4. Flutterwave.


Wise has been a bad boy to me. Wouldn't reconmend.
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Actually wise its the best from all you refer! lol
Stripe, Paddle , Flutterwave are crap! and Payoneer are complicated full of burocracy but still good!
 
wallacex said:
Actually wise its the best from all you refer! lol
Stripe, Paddle , Flutterwave are crap! and Payoneer are complicated full of burocracy but still good!
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Do you think what you mentioned alternatives provide all the advantages of PayPal? Like a lot of customers who use PayPal
 
stripe is worse then paypal, they close the account 24 hours after i open it. Paypal still rocks, just have to figure out some ways to make it work, but its better then any other shitty payment processors like stripe.
 
There is Revolut merchant I think it's one of the best out there
 
karmathered said:
stripe is worse then paypal, they close the account 24 hours after i open it. Paypal still rocks, just have to figure out some ways to make it work, but its better then any other shitty payment processors like stripe.
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Yeah I tried creating with every email I had and they all got banned within 24hrs
 
karmathered said:
stripe is worse then paypal, they close the account 24 hours after i open it. Paypal still rocks, just have to figure out some ways to make it work, but its better then any other shitty payment processors like stripe.
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I think Payoneer is getting shit in recent months. They demand a lot of documents and weird verifications like signatures from website owners like Fiverr and Upwork and tons of non-sense proofs of business with them in order to verify account. Payoneer Support it's also very bad! They just send bot messages. Completly totally useless.. I will close my account on Payoneer soon!
 
ninomino19 said:
There is Revolut merchant I think it's one of the best out there
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Yeah guys, how is your experience with Revolut in comparison to Wise? A lot of people in my country seem to use Revolut, not sure if it's any good.
 
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